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I'm so Bummed. No CLI

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Brian_Trying_700
Frequent Contributor

I'm so Bummed. No CLI

Ive been with Discover for over 6 months and ask for $1300 more from my starting limit @ $1750.. No luck.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 1 of 12
11 REPLIES 11
navigatethis12
Valued Contributor

Re: I'm so Bummed. No CLI

They may telephone you in a couple weeks. I applied for an increase online and was automatically declined due to inquiries and new accounts. Then a few days ago someone rings and says that the account is eligible for an increae.

Message 2 of 12
Mnmailman
Valued Member

Re: I'm so Bummed. No CLI

Did they counter offer you at all? Is everythinb the same as when you got the discover? 

Message 3 of 12
Brian_Trying_700
Frequent Contributor

Re: I'm so Bummed. No CLI

I didnt get a counter offer and nothing has changed. No baddies or other lines of credit. I do have lower credit card utilization since I got them. I don't get it.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 4 of 12
LS2982
Mega Contributor

Re: I'm so Bummed. No CLI

Sorry to hear Smiley Sad

 

Have you talked to anyone from Discover about it?




EQ FICO 548 3/3/16
Message 5 of 12
Brian_Trying_700
Frequent Contributor

Re: I'm so Bummed. No CLI

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 6 of 12
LS2982
Mega Contributor

Re: I'm so Bummed. No CLI


@Brian_Trying_700 wrote:

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.


-What was your overall util?

-Any new accounts/INQ's the past 6 months?

 




EQ FICO 548 3/3/16
Message 7 of 12
CS800
Super Contributor

Re: I'm so Bummed. No CLI

Sorry to hear

 

Discover is stingy




Message 8 of 12
CruzImperial
Established Contributor

Re: I'm so Bummed. No CLI

Aye brotha

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 9 of 12
Brian_Trying_700
Frequent Contributor

Re: I'm so Bummed. No CLI

No new accounts and my util was 18%

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 10 of 12
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