Reply
Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011
0

I'm so Bummed. No CLI

Ive been with Discover for over 6 months and ask for $1300 more from my starting limit @ $1750.. No luck.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Valued Contributor
navigatethis12
Posts: 1,916
Registered: ‎01-24-2012
0

Re: I'm so Bummed. No CLI

They may telephone you in a couple weeks. I applied for an increase online and was automatically declined due to inquiries and new accounts. Then a few days ago someone rings and says that the account is eligible for an increae.

Valued Member
Mnmailman
Posts: 29
Registered: ‎08-31-2010
0

Re: I'm so Bummed. No CLI

Did they counter offer you at all? Is everythinb the same as when you got the discover? 

Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011
0

Re: I'm so Bummed. No CLI

[ Edited ]

I didnt get a counter offer and nothing has changed. No baddies or other lines of credit. I do have lower credit card utilization since I got them. I don't get it.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: I'm so Bummed. No CLI

Sorry to hear :smileysad:

 

Have you talked to anyone from Discover about it?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011
0

Re: I'm so Bummed. No CLI

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: I'm so Bummed. No CLI


Brian_Trying_700 wrote:

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.


-What was your overall util?

-Any new accounts/INQ's the past 6 months?

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008
0

Re: I'm so Bummed. No CLI

Sorry to hear

 

Discover is stingy




Established Contributor
CruzImperial
Posts: 867
Registered: ‎07-04-2012
0

Re: I'm so Bummed. No CLI

Aye brotha

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
Brian_Trying_700
Posts: 446
Registered: ‎09-14-2011
0

Re: I'm so Bummed. No CLI

No new accounts and my util was 18%

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+