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Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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I'm so Bummed. No CLI

Ive been with Discover for over 6 months and ask for $1300 more from my starting limit @ $1750.. No luck.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Valued Contributor
Posts: 1,986
Registered: ‎01-24-2012
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Re: I'm so Bummed. No CLI

They may telephone you in a couple weeks. I applied for an increase online and was automatically declined due to inquiries and new accounts. Then a few days ago someone rings and says that the account is eligible for an increae.

Valued Member
Posts: 29
Registered: ‎08-31-2010
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Re: I'm so Bummed. No CLI

Did they counter offer you at all? Is everythinb the same as when you got the discover? 

Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: I'm so Bummed. No CLI

[ Edited ]

I didnt get a counter offer and nothing has changed. No baddies or other lines of credit. I do have lower credit card utilization since I got them. I don't get it.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: I'm so Bummed. No CLI

Sorry to hear :smileysad:

 

Have you talked to anyone from Discover about it?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: I'm so Bummed. No CLI

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: I'm so Bummed. No CLI


Brian_Trying_700 wrote:

I called in for the CLI. Said they will send a letter in the mail to explain. Within 6 months I ran a $3000 through it. Never late and paid in full. My 2nd month I carried a balance because in 0% apr.


-What was your overall util?

-Any new accounts/INQ's the past 6 months?

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Super Contributor
Posts: 6,626
Registered: ‎04-07-2008
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Re: I'm so Bummed. No CLI

Sorry to hear

 

Discover is stingy




Established Contributor
Posts: 869
Registered: ‎07-04-2012
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Re: I'm so Bummed. No CLI

Aye brotha

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

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Frequent Contributor
Posts: 445
Registered: ‎09-14-2011
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Re: I'm so Bummed. No CLI

No new accounts and my util was 18%

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
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