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I'm so OVER Navy Federal!!!!

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wreith
Frequent Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!


@PrettyNPink wrote:

Yes, my paystub has my employers name on it. My concern was her accusatory tone, like I intentionally tried to join fraudulently. When I told her the name of my employer and that I was indeed an option via their website she said that's not possible. I told her to check because she's wrong! I promptly printed the screen in case she says she could not find it. My agencies does not deal with the DoD. However, we are listed as an eligible organization.


Does your company fall under any of these categories?

 

U.S. Government employees assigned to DoD installations (including Coast Guard)

All DoD civilian employees—including retirees and annuitants

DoD contractors assigned to U.S. Government installations

01/06/2015 Walmart TU 726
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01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
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Message 11 of 60
webhopper
Moderator Emeritus

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!

I think you'll be fine.

 

*crossing fingers

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 12 of 60
DaveSignal
Valued Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!


@PrettyNPink wrote:

Yes, my paystub has my employers name on it. My concern was her accusatory tone, like I intentionally tried to join fraudulently. When I told her the name of my employer and that I was indeed an option via their website she said that's not possible. I told her to check because she's wrong! I promptly printed the screen in case she says she could not find it. My agencies does not deal with the DoD. However, we are listed as an eliglbile organization.


I am now curious as to where the "NFCU eligible non-DoD organization list" is.  Can you please post the link?  I searched a few times on google, but the only thing I could find is this eligibility checklist.  It would make more sense if your organaztion was working on a DoD installation doing contract work, but you said you don't deal with DoD?

EX:694 TU:744 EQ:777
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Message 13 of 60
WhiteCollar
Established Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!

I never mentioned a non-DoD eligibility list, my agency is listed as option.. I will just wait to here from them. Thank you all for your feedback. 

Message 14 of 60
rootpooty
Valued Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!

Well I can tell you from first hand experience that the security dept has the ultimate say so if your eligible or not. The last thing I would do is be rude to them. Worst thing that could happen is they shut you down then demand repayment of any credit you've taken out plus you will have the hp's used to apply with them. Let's hope that does not happen. Keep us posted
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On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Message 15 of 60
LS2982
Mega Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!

Fingers crossed for you!!

 

I agree with others with being extremelt polite throught this process.




EQ FICO 548 3/3/16
Message 16 of 60
gettnthere
Established Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!

+1, Hopefully everything will turn out fine. Just be extremely nice and provide them with whatever they want. Good luck!!


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 Smiley Wink
Message 17 of 60
wreith
Frequent Contributor

Re: OH NO!!! Possible NFCU Membership Snafu....HELP!!

Has there been any update to this situation?

 

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 18 of 60
WhiteCollar
Established Contributor

Re: I'm so OVER Navy Federal!!!!

UPDATE: So I would have been eligible under my current employer if I was actually on an installation. Anywho, my half brother (different fathers) was in the Navy and is a member so he told me just to use him as a way to join. So I try to use that method and they request a copy of my birth certificate which I had no issues providing. They said that's how they verify relation but guess what, my father's name is not on my birth certificate, just my mom's name. So the rep says then you are not eligible to join!? **bleep**?!? I'm so over Navy Federal!!!! 

Message 19 of 60
maiden_girl
Valued Contributor

Re: I'm so OVER Navy Federal!!!!

Well..its kinda Navy Federals fault. They should've made sure you were eligible before taking your money (they'll be a hold on that for 10 business days I bet)

 

They can probably reverse the HP on your CR for the credit card.

As of 2017, rebuilding...
Message 20 of 60
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