Credit Cards

[XxRaVeNxX]

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WhiteCollar wrote:

UPDATE: So I would have been eligible under my current employer if I was actually on an installation. Anywho, my half brother (different fathers) was in the Navy and is a member so he told me just to use him as a way to join. So I try to use that method and they request a copy of my birth certificate which I had no issues providing. They said that's how they verify relation but guess what, my father's name is not on my birth certificate, just my mom's name. So the rep says then you are not eligible to join!? **bleep**?!? I'm so over Navy Federal!!!! 

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Speak to someone else...Why does it matter if your father is on the birth certificate? You'd be joining through your half brother. You guys have the same mother, not father.

[Tommy5746]

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XxRaVeNxX wrote:

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WhiteCollar wrote:

UPDATE: So I would have been eligible under my current employer if I was actually on an installation. Anywho, my half brother (different fathers) was in the Navy and is a member so he told me just to use him as a way to join. So I try to use that method and they request a copy of my birth certificate which I had no issues providing. They said that's how they verify relation but guess what, my father's name is not on my birth certificate, just my mom's name. So the rep says then you are not eligible to join!? **bleep**?!? I'm so over Navy Federal!!!! 

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Speak to someone else...Why does it matter if your father is on the birth certificate? You'd be joining through your half brother. You guys have the same mother, not father.

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That sucks man.. Seems like youre getting the shaft... i understand that they have strict guidlines on who can and cannot join but you've already provided everyhting they need short of a blood sample.. Thats insane

[WhiteCollar]

Yeah I am! I guess it just was not meant to be.

[LS2982]

Sorry to hear

I would not give up, keep trying different CSR's.

[WhiteCollar]

I do but they always transfer my call to the little **bleep** in the fraud depament that asked for my birth certificate. She's really gotten on my nerves and I'm a few seconds away from saying some very impolite things to her! 

[flowfaster]

NFCU is not all that anyway.  The deposit rates suck and the credit products are just meh all around.  All they are good for are super high limits.  If you look at peoples sigs people have a 15k limit with them but yet every other prime lender still gives them 2k.  In my opinion I would rather have a 1k freedom or discover than a 20,000 NFCU card. Only thing could see they are good for is the 0% no fee balance transfer.

[XxRaVeNxX]

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flowfaster wrote:

NFCU is not all that anyway.  The deposit rates suck and the credit products are just meh all around.  All they are good for are super high limits.  If you look at peoples sigs people have a 15k limit with them but yet every other prime lender still gives them 2k.  In my opinion I would rather have a 1k freedom or discover than a 20,000 NFCU card. Only thing could see they are good for is the 0% no fee balance transfer.

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You seem bitter you can't get in to NFCU based on your sig. Your rationale is flawed. We all want credit with high limits. That's like saying I'd rather have an AMEX with a 500 limit, than a capital one with 50k limit...Meh...People like you, are the reason people reach out and try to get AMEX, because of the 'prestige' that only exists in your head.

[flowfaster]

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XxRaVeNxX wrote:

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flowfaster wrote:

NFCU is not all that anyway.  The deposit rates suck and the credit products are just meh all around.  All they are good for are super high limits.  If you look at peoples sigs people have a 15k limit with them but yet every other prime lender still gives them 2k.  In my opinion I would rather have a 1k freedom or discover than a 20,000 NFCU card. Only thing could see they are good for is the 0% no fee balance transfer.

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You seem bitter you can't get in to NFCU based on your sig. Your rationale is flawed. We all want credit with high limits. That's like saying I'd rather have an AMEX with a 500 limit, than a capital one with 50k limit...Meh...People like you, are the reason people reach out and try to get AMEX, because of the 'prestige' that only exists in your head.

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Super fanboy response if I ever heard one.   Also you sure seem to know a lot about me lol.  Some day when you can get good cards of your own you will understand that Navy is nothing special. 

[RemyWinchester]

aside from the little bickering above, NFCU is amazing to be a part of. 

Yes, you can beat their credit products at many other places, but it's the whole package that is to be desired. 

As an active duty service member I get free checking with $20 a month in ATM fees reimbursed to me.  I currently have a one year 4% CD from them.  You will not beat that rate anywhere. 

I have a 10K Cashrewards Visa Signature (was 20K but I had them decrease it, lol) that gives 1% back and has no annual fee. 

I like NFCU. 

[ionred]

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RemyWinchester wrote:

aside from the little bickering above, NFCU is amazing to be a part of. 

Yes, you can beat their credit products at many other places, but it's the whole package that is to be desired. 

As an active duty service member I get free checking with $20 a month in ATM fees reimbursed to me.  I currently have a one year 4% CD from them.  You will not beat that rate anywhere. 

I have a 10K Cashrewards Visa Signature (was 20K but I had them decrease it, lol) that gives 1% back and has no annual fee. 

I like NFCU. 

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+1