Reply
Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: I'm so OVER Navy Federal!!!!


WhiteCollar wrote:

Back to the matter at hand, I tried agcringe manager I spoke to was rude. I'm done! To those of you that are members congrats! To others, it's no big deal, life certainly goes on. 


I don't understand. So you are trying to join through your half brother - same mother, different fathers. Right? Why can't a copy of his birth certificate and a copy of your birth certificate showing the same mother prove you are relatives?


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Frequent Contributor
WhiteCollar
Posts: 313
Registered: ‎04-07-2012
0

Re: I'm so OVER Navy Federal!!!!

We have the same father, not mother. 

Established Contributor
calihlove75
Posts: 791
Registered: ‎05-16-2012
0

Re: I'm so OVER Navy Federal!!!!


WhiteCollar wrote:

We have the same father, not mother. 


Oh and he is not listed on your birth certificate. I know when my oldest daughter was born listing the father was not required but years later we applied to have that corrected so his name could be added. I am so sorry you are going through this.


100% Ficos: EX 762, TU 767, EQ 762 Inquiries last 1 year/6 months: EX-0/0, TU- 0/0, EQ-1/1~ last credit card app 6/24/13- New car loan 3/8/2014
Discover IT $9500~Kohls $1000~Amex BCE $2000~ Walmart Discover $7500~NFCU Signature CashRewards $16,100~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $2500~ Amazon Store $7000~ Fingerhut $1050
Established Contributor
jordanmedical
Posts: 1,011
Registered: ‎04-08-2012
0

Re: I'm so OVER Navy Federal!!!!

All your brother has to do is join then give you his membership # I believe. Are you near a branch?

-Rebuilding with CapOne Cash: $1.5k, NFCU cashRewards $8.5K, NavCheck $5K, Wal-Mart: $1.1K, Sam's: $1.2K, Amazon: $1.9K, Apple Barclay: $3K, Haverty's: $1.5K, GE capital: $5K, Sears: $250(AU), PP MC:$1.5K, CareCredit:$3K (closed 1st home 05/08/13)
Starting Score: 492-TU04, 480-EX FICO V2, 467-EQ Beacon 5 (Via Mortgage PreQual March '12)
Current Score: EX,EQ,TU (lender pull): 652, 659, 689, Walmart TU FICO: 691 (05/13)
Goal Score: 700

Take the FICO Fitness Challenge

Valued Contributor
rootpooty
Posts: 1,772
Registered: ‎10-28-2011
0

Re: I'm so OVER Navy Federal!!!!

Op's brother is a member. I joined through my brother and all I gave was his access number. We have the same last name though. I wonder how they do it if someone has the last name Smith? I think that's where the birth certificate comes into play
NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: I'm so OVER Navy Federal!!!!

i know this post is old but i gotta say this is one of the best organzations around. they gave me a 30k car loan at 2% a 80k car loan at 4% and a 20k cc and my dw a 18k cc if you cant get in dont be mad!

Valued Member
jbunton444
Posts: 91
Registered: ‎11-04-2010
0

Re: I'm so OVER Navy Federal!!!!

I joined on December 21, 2012 and got my first high limit CC of $7,000.00; I'll be a member for awhile.  The one percent cash back is good; I had the Capital One Journey card forever... $750.00 limit max.  With three kids using that card for the cash back means remitting a lot of payments each week.... closed it -- not worth the hassle.  NFCU appealed to me because of their service to our military service members.

 

Josh

Gardening since 6-28-2013
Barclay's iTunes: $3,500 | Travelocity Amex $3,350.00 | USAA $7,000.00 | Chase Freedom: $2,000.00 | Discover IT $1,000.00 | NFCU cashRewards Visa $22,500.00 | NavCheck $12,500.00 | USAA $7,000.00 | JCP $3,000.00 | Macy's $2,200.00 | Sam's Club $1,100.00 | Care Credit: $3,300.00 | Carson's $5,250.00 | Wal*Mart $1,500.00 | Various others... can't remember most store cards --- Long journey to HERE -- keep up the good fight!
Established Contributor
toppers555
Posts: 551
Registered: ‎09-28-2012
0

Re: I'm so OVER Navy Federal!!!!


cableguy123 wrote:

i know this post is old but i gotta say this is one of the best organzations around. they gave me a 30k car loan at 2% a 80k car loan at 4% and a 20k cc and my dw a 18k cc if you cant get in dont be mad!


No offence nor meant to start a flame war but it pretty easy to say they are best when they are known for offering sub-prime members high limits, and offers  they would not get anywhere else. I am happy for those who have  joined, and are reaping the rewards, but to say they are best is a bit-stretched.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: I'm so OVER Navy Federal!!!!

[ Edited ]

toppers555 wrote:

cableguy123 wrote:

i know this post is old but i gotta say this is one of the best organzations around. they gave me a 30k car loan at 2% a 80k car loan at 4% and a 20k cc and my dw a 18k cc if you cant get in dont be mad!


No offence nor meant to start a flame war but it pretty easy to say they are best when they are known for offering sub-prime members high limits, and offers  they would not get anywhere else. I am happy for those who have  joined, and are reaping the rewards, but to say they are best is a bit-stretched.


 

Well to say that sounds like to me you are saying people with less then steller credit do not deserve a decent credit limit. Sounds like to me you are grouping them people into a second class.. First of all NFCU dose not give out high credit limits to everyone i have seen people with 500 dollars 1000 etc. My reason why i say they are the best is BANK 1 with a 700+ Credit score says you never had a car costing so much being financed and bank one wants to give you a higher intrest rate and make you jump through hoops. Then comes NFCU i ask them for 80,000 and they cut me a check no questions asked 30 mins after asking for it! I mean come on they have great products they don't charge fees for most if all anything they have super customer service and i ask and i receive. There are alot of people on here that want to get in and are jelious there are alot of places i would love to apply to but i can not get in myself. But i am not going to get my panties in a twist and get upset and angry about it! I just move on and try for somthing else... Me myself i have never been in the military when i signed up they did not give me any problems they called me and welcomed me into nfcu and the local branch has been very awsome!

Contributor
coachmiff
Posts: 94
Registered: ‎01-14-2013
0

Re: I'm so OVER Navy Federal!!!!

I'm glad you said it because I was thinking  it--I did  spend 20 years in the air force and the guy who choose to basically call us sub prime members needs to wash his buffey and Jodi sweater and head to his hootie tootie country club--outstanding rebuttal--txs!

Navy Siggy Cash Rewards 25K , Navy Flagship visa 17k Navy Check 15K, Navy Platnium Visa 7K, USAA Am Exp 11.5K, USAA MC Rate Advantage 11.5K, Discover IT 5.5K, PayPal Extras MC 5K, Chase Military Star MC 2.5K, Military Star 5.35k, Wallmart discover 2.5k, Amex bce 6k,Boa cash rewards 5k,Amazon Visa 500

current scores: TU 761 Equifax 773Exp 742

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}