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Member
Posts: 12
Registered: ‎02-12-2013
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I'm so excited!

So people may have seen a few posts I've had before. In 2004 I was a victim of identity theft and fast forward to now my report is clear to the point of having no credit except a AU of a chevron card that is closed now though.

I didn't want to go the secured card route and decided on a whim after seeing a few posts about the PayPal MasterCard and me having used PayPal for 8 years I hit that apply button and was approved!! Yay this is my first credit card and the start of my journey to build credit for a house in a few years. 1k limit! :smileyhappy:
PayPal Extras MasterCard (1k), Discover IT (1k)
Valued Member
Posts: 119
Registered: ‎02-06-2013
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Re: I'm so excited!

Congratulations man!

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Valued Member
Posts: 30
Registered: ‎06-30-2011
0

Re: I'm so excited!

Congratz to you.

Starting score: 513 (Pulled from MyFico)
Current Score: Equifax 662 (Pull Feb 12 from MyFico)
Transunion 670 (Walmart Fico)
Established Contributor
Posts: 955
Registered: ‎02-02-2013
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Re: I'm so excited!

Congrats on the rebuild and the nice approval!!

 

:smileyhappy:


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TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: I'm so excited!

Nice going, Congrats on your hard work!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Senior Contributor
Posts: 6,260
Registered: ‎08-16-2012
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Re: I'm so excited!

Congrats! Don't forget to ask for a cli in four months :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 726
Registered: ‎05-12-2012
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Re: I'm so excited!


born2bleed wrote:
So people may have seen a few posts I've had before. In 2004 I was a victim of identity theft and fast forward to now my report is clear to the point of having no credit except a AU of a chevron card that is closed now though.

I didn't want to go the secured card route and decided on a whim after seeing a few posts about the PayPal MasterCard and me having used PayPal for 8 years I hit that apply button and was approved!! Yay this is my first credit card and the start of my journey to build credit for a house in a few years. 1k limit! :smileyhappy:

Congrats, your journey has begun! :smileyhappy:


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Senior Contributor
Posts: 4,432
Registered: ‎11-13-2012
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Re: I'm so excited!

congrats and a lot of success on your rebuilding journey :smileyhappy:

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FICO® EQ 797 (as of today) - TU 773 (03/28) - EX 781 (04/03).. ¦ ..Fako EX 770 (04/03 - CS)
Vantage score 3.0 TU 770 - EQ 793 (CK 04/03).. ¦ ..AAoA 3yrs9mts.. ¦ ..INQ EQ (2) TU (5) EX (2)


Established Contributor
Posts: 712
Registered: ‎06-11-2012
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Re: I'm so excited!

.......that you just can't hide it?


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Valued Contributor
Posts: 1,072
Registered: ‎02-06-2013
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Re: I'm so excited!

     Awesome. What were your FICO scores when you applied if you don't mind me asking?

390/14001100/13001500/15001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632.. If youlike this could you please give me a kudo by clicking that blue button over to the left? Thanks.Link to my Rebuild Log
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