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Posts: 12
Registered: ‎02-12-2013
0

I'm so excited!

So people may have seen a few posts I've had before. In 2004 I was a victim of identity theft and fast forward to now my report is clear to the point of having no credit except a AU of a chevron card that is closed now though.

I didn't want to go the secured card route and decided on a whim after seeing a few posts about the PayPal MasterCard and me having used PayPal for 8 years I hit that apply button and was approved!! Yay this is my first credit card and the start of my journey to build credit for a house in a few years. 1k limit! Smiley Happy
PayPal Extras MasterCard (1k), Discover IT (1k)
Valued Member
Posts: 119
Registered: ‎02-06-2013
0

Re: I'm so excited!

Congratulations man!

***AMEX PLATINUM NPSL *******AMEX BCP 23,100***** CITI DOUBLE CASHBACK $5,900 *****Chase Sapphire Preferred $10,000 **** Chase Freedom $8,000 *****Sears Mastercard Platinum $5,000 **** Macy's Star Rewards $1,000 ***** American Express BCE $24,900 (AU) **** *****Discover IT $8,500 (AU)*****
Valued Member
Posts: 30
Registered: ‎06-30-2011
0

Re: I'm so excited!

Congratz to you.

Starting score: 513 (Pulled from MyFico)
Current Score: Equifax 662 (Pull Feb 12 from MyFico)
Transunion 670 (Walmart Fico)
Established Contributor
Posts: 955
Registered: ‎02-02-2013
0

Re: I'm so excited!

Congrats on the rebuild and the nice approval!!

 

Smiley Happy


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Valued Contributor
Posts: 2,802
Registered: ‎10-10-2012
0

Re: I'm so excited!

Nice going, Congrats on your hard work!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
0

Re: I'm so excited!

Congrats! Don't forget to ask for a cli in four months :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 726
Registered: ‎05-12-2012
0

Re: I'm so excited!


born2bleed wrote:
So people may have seen a few posts I've had before. In 2004 I was a victim of identity theft and fast forward to now my report is clear to the point of having no credit except a AU of a chevron card that is closed now though.

I didn't want to go the secured card route and decided on a whim after seeing a few posts about the PayPal MasterCard and me having used PayPal for 8 years I hit that apply button and was approved!! Yay this is my first credit card and the start of my journey to build credit for a house in a few years. 1k limit! Smiley Happy

Congrats, your journey has begun! Smiley Happy


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Community Leader
Senior Contributor
Posts: 5,410
Registered: ‎11-13-2012
0

Re: I'm so excited!

congrats and a lot of success on your rebuilding journey Smiley Happy

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.. Last HP 05 JAN 2016 ..
Established Contributor
Posts: 712
Registered: ‎06-11-2012
0

Re: I'm so excited!

.......that you just can't hide it?


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Valued Contributor
Posts: 1,084
Registered: ‎02-06-2013
0

Re: I'm so excited!

     Awesome. What were your FICO scores when you applied if you don't mind me asking?

259/21001600/16002400/25002000/2000,2013 Scores (Initially none cause I had no credit at all then TU:519 Recent scores:FICO EX 632,EQ 635,TU 659....Link to my Rebuild Log

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