Went to Sears to pick up some things and was offered to apply for card---"No thank you!"
Got 2 pre-approval offers in the mail....shredded! 
I'm getting better...
Message Edited by GFer on 09-21-2008 04:22 PM
EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843
:::clapping:::
Good for you!
I had a really hard time with apping when I first started getting approvals and my score had really plummeted. It's starting to creep back up, but geesh!
And the thing is, I didn't 'need' credit, just wanted it to get my scores up. Once I convinced myself that I was really hurting myself by applying for any more and that I had more than enough cards to 'micro'manage'....
I almost did app for a Macy's a couple weeks ago, but talked myself right out it. (Whew!)
Sears Pre Approval x2=
Sears MC approval at checkout, 12/06 = ongoing credit nightmare. 
Wish I'd had you on post for me back then!
Wish I'd had you on post for me back then!