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Valued Contributor
youngandcreditwrthy
Posts: 3,765
Registered: ‎08-16-2012

Re: I'm so scared...

Congrats!!! I would call and try to get a higher limit if you want!!

Chase is good about approving mid 600 scores!
Paypal Extras Plat MC $25k | Lowe's $12k | Amex BCE $10.5K | WMT Discover $15k | Ban Repub Visa $14k | Dillard's $10k | Travelocity Amex $7.7k | JCP $6.5K | Smile Gen $6.25k | Freedom Visa $5k | Citi Dia Pref $5k | C1 No Hassle Cash Visa $5k | Discover IT $4.75k | Amazon Store $10k | ANFitch $2.95k | Express $3.05K | Chevron $2.1k | Orchard Gold $1.7k
Moderator
tinuviel
Posts: 3,889
Registered: ‎11-02-2010

Re: I'm so scared...

Congrats on the approval!!!



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Contributor
Joteism
Posts: 112
Registered: ‎11-14-2012

Re: I'm so scared...

Well... I just called the credit analyst # to ask for a CLI and the person I spoke to said that I'd need to submit a new CLI request and that it'd be a another HP. Ended that call and called right back and got another rep that said the exact same thing. I guess Chase just won't budge :smileyhappy: Thanks for the suggestion, though!

 

I do regret not waiting a few days for my Discover IT to report the $3k CL - Perhaps that would have helped me secure a higher CL. But I'm still very happy with this approval! 

Contributor
Joteism
Posts: 112
Registered: ‎11-14-2012

Re: I'm so scared...

Nothing new I'm sure (based on few other threads I've read), but I got my Amazon card on the 15th and was shocked to see a credit score of 575. But it also stated that the score range is from 100 to 990. So I guess I have a long way to go on their scoring system (well... on FICO model too). 

Valued Contributor
09Lexie
Posts: 5,044
Registered: ‎09-13-2012

Re: I'm so scared...

Yeah, those internal scores scare the h#ll out of me too!


Starting Score: 600's
Current Score: Exp Plus 743 04/13; 707 LP Discover 01/13 ; 733 05/13, 693 04/13, 703 03/13, 02/13, 702 TU WalMart 01/13; 702 EX LP 11/12; EQ 699 MyFico 01/13, EQ 699 11/12, CS 714 03/13
Goal Score: 800

Mega Contributor
LS2982
Posts: 14,436
Registered: ‎04-09-2011

Re: I'm so scared...


Joteism wrote:

Approved for $1000!! I know it's not much, but it's my second highest CL and I hear these Chase cards can grow with you. They pulled EQ for me (in Maryland) and asked me what the deal was with the two medical collections on my report - I explained that I had already paid them and in the process of getting the OC to confirm with insurance company for removal. She then asked for the length of employment and position. 30 sec later she said I was approved and that the card should arrive in 4-7 days.  Thanks for the advice to you all!


CONGRATS!!!

 




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
Contributor
Joteism
Posts: 112
Registered: ‎11-14-2012

Re: I'm so scared...

Thanks! I've already used $830 of the available $1000. Paying the balance tomorrow so I can continue to use it... Damn. Their marketing system is really working. :smileyhappy:

Regular Contributor
solstice00
Posts: 152
Registered: ‎03-09-2013

Re: I'm so scared...

I tried finding the Chase recon line but was unsuccessful. I use Amazon a lot(A LOT) and applied for Chase but got denied.

Can anyone send me a pm or point me out?

 

 



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"
Contributor
Joteism
Posts: 112
Registered: ‎11-14-2012

Re: I'm so scared...

Regular Contributor
solstice00
Posts: 152
Registered: ‎03-09-2013

Re: I'm so scared...

Thanks.

:smileyhappy:



"Its your AAoA, Sir. It seems, Sir, that it is so short that i dont think it would hurt for it to get a little shorter"

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