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I'm so shocked, Orchard Bank!!!!!!

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09Lexie
Moderator Emerita

Re: IM SO SHOCKED ORCHARD BANK!!!!!!

Message 11 of 22
daybreakgonesXe
Valued Contributor

Re: IM SO SHOCKED ORCHARD BANK!!!!!!


@ihatemyscore wrote:

I am so shocked!!!

 

I just recieved a 700 dollar increase from 300 to 1000!!!

 


1st, I called in to try and get an increase in early Feb. Denied because the transition period..

 

Sent a secured message to customer care. Denied once again..

 

Sent a email to CAP 1 EXEC office.. took 1 week and a half to be forwarded and contacted by Cap 1 Orchard Bank Executive office, The rep was really nice and listened to my concerns.

 

I told her I had this card since May 12 and I was promised long due increases.. She said don't worry I will send this information over to her credit manager. two days later and BAM.

 

 

I feel like im in disbelief. Am I the very 1st one?


That's awesome, man! I think I'm going to give it a shot! Even though they just unsecured my card, i've had the account for nearly 3 years, and considering I have a $10,000 Sapphire, I'm sure they can work something out Smiley Wink

Message 12 of 22
ihatemyscore
Frequent Contributor

Re: IM SO SHOCKED ORCHARD BANK!!!!!!

The good thing is that she asked me and said this might be a hard pull do I give consent.

 

I said yes, because I knew if I went through the EO office that there might be a way to get this done! I just cannot believe I went from 300 to 1000 in 10 months..

 

It had to be a SP..No alerts from any agencies.

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 13 of 22
ihatemyscore
Frequent Contributor

Re: IM SO SHOCKED ORCHARD BANK!!!!!!

Still amazed lol!! sorry Smiley Very Happy

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 14 of 22
jakemod1
Regular Contributor

Re: IM SO SHOCKED ORCHARD BANK!!!!!!


@ihatemyscore wrote:

The good thing is that she asked me and said this might be a hard pull do I give consent.

 

I said yes, because I knew if I went through the EO office that there might be a way to get this done! I just cannot believe I went from 300 to 1000 in 10 months..

 

It had to be a SP..No alerts from any agencies.


Congrats! Nice increase!

 

Now if only they would hurry up and do the same for Kohl's! Been stuck at $300 since 2007!

Discover IT: $20,5k | Chase Freedom: $5k | CSP: $7k | Amex BCE: $25k | BofA Cash Rewards: $12,4k | Citi DC: $8,4k | Cap1 QS: $6k | Commence: $11k | US Bank Cash+: $8k | Macy's Amex $5k | Kohl's: $3k
Message 15 of 22
scmami
Regular Contributor

Re: I'm so shocked, Orchard Bank!!!!!!

Nice... I'm sorry to ask this (maybe silly) question. But how do you contact CapOne Exec Relations? Please don't say do a search because I have for 5 months! Feel free to PM me. I would like to try to increase my $300 Orchard and hubby's $500 Platinum. Thanks!
Current FICOs (Sept 2015) EQ: 666 TU: 663
Message 16 of 22
LS2982
Mega Contributor

Re: I'm so shocked, Orchard Bank!!!!!!

CONGRATS!!!



EQ FICO 548 3/3/16
Message 17 of 22
ihatemyscore
Frequent Contributor

Re: I'm so shocked, Orchard Bank!!!!!!

ScMami - You must email capital one executive department which is @ the CEO's address. I will PM you. 

 

 

Thank you everyone!!

BK: 7 filed 3/31/12 - Discharged 6/27/12
Made some poor choices and life snowballed
BK: 13 filed 7/29/16 - on a 36th month time out
No CC - No Loans - Student Loans all current.
Message 18 of 22

Re: I'm so shocked, Orchard Bank!!!!!!

I sent my email to the EO today. I have had my card since May 2012 and keep getting told "that type of card doesn't qualify for cli." I pay onetime every month and I pay in full sometimes more than one a month. It's ridiculous. Fingers crossed.

Starting Score: 522(2/24/13)
Current Score: 675(4/3/13)
Goal Score: 750

Cap1 Platinum - $1000, Cap1 CashRew - $500, Orchard Bank - $300
Walmart-$500, Amazon-$800, Vic. Sec.-$250, Maurice's-$250, Kohls-$300
Take the myFICO Fitness Challenge
Message 19 of 22
rushx2112
New Contributor

Re: I'm so shocked, Orchard Bank!!!!!!

Got mine 500 --> 3k 2 weeks ago, it can be done!

Message 20 of 22
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