I'm still not happy with Discover Card

[BBYGRL]

I was able to reduce my inflated interest rated to 14% from 18% (it was 9%, no lates on any of my cards). Not much of a drop but it's a start. I'll bug them in 6 months for another decrease. I just paid the card off in full. I guess I'll charge my monthly $11 Bally's membership on the card and PIF before the statement closes. I hope they don't reduce my 10K CL. I will cut the card up if that happens.

[MarineVietVet]

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@BBYGRL wrote:

I was able to reduce my inflated interest rated to 14% from 18% (it was 9%, no lates on any of my cards). Not much of a drop but it's a start. I'll bug them in 6 months for another decrease. I just paid the card off in full. I guess I'll charge my monthly $11 Bally's membership on the card and PIF before the statement closes. I hope they don't reduce my 10K CL. I will cut the card up if that happens.

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If you PIF why does the interest rate matter? Unless it's just the principle of the thing and I can understand and appreciate that.

From a BK years ago to:

9/09 EX pulled by lender 802
3/10 EQ- 800
4/10 TU -772

You can do the same thing with hard work

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[joestay]

I really don't care about the interest rate as I always PIF and will never charge if I can't afford to PIF.

[BBYGRL]

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@MarineVietVet wrote:

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@BBYGRL wrote:

I was able to reduce my inflated interest rated to 14% from 18% (it was 9%, no lates on any of my cards). Not much of a drop but it's a start. I'll bug them in 6 months for another decrease. I just paid the card off in full. I guess I'll charge my monthly $11 Bally's membership on the card and PIF before the statement closes. I hope they don't reduce my 10K CL. I will cut the card up if that happens.

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If you PIF why does the interest rate matter? Unless it's just the principle of the thing and I can understand and appreciate that.

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Simply - it's the principle...