Reply
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

I might be giving up on BBRZ MC. Sad panda

So, I have been calling them for CLI. I am a member since '08 with 500CL. In almost 5 years, I have not miss or have a late payment. Two week agos I call for CLI and got it for 500, so total is now 1k. I just recently paid $59 in AF. I have zero balance on the card and last used about 9 months agos.

 

I spoke with 2 CSR and 1 acct mgr, the acct mgr said that he is not going to sugar coated for me and said the CLI is not available anymore on this card but however he can refund my AF of $59 every year if my account is in good standing and if I wanted to keep it open.

 

This is one of my oldest aaoa. I guess I will keep it open and use the  $59 credit refund on the statement to buy something, but that's it. :smileysad:

 

Any other number that I can call? (PM ME)

 

It seems that this card classified as entry level and no CLI over 1k or anything.

 

I have GOLD MC card with $59AF (well, not anymore).

 

Thanks.

 

 

 

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: I might be giving up on BBRZ MC. Sad panda

If you close the account, it will still report positively for 10 years.

 

After you close it, you can apply again in store and hope for a better product.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
armbenderc
Posts: 1,339
Registered: ‎09-11-2012
0

Re: I might be giving up on BBRZ MC. Sad panda


Dustink wrote:

If you close the account, it will still report positively for 10 years.

 

After you close it, you can apply again in store and hope for a better product.


Very true. However, if I close the account and app'd, I would be getting the storecard version (been down this road before). I rather have the MC version anyway and stay in the garden for 6-12 months for my dream cards.  :smileyhappy:

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: I might be giving up on BBRZ MC. Sad panda

Well if you are ever in the mood to temporarily scar your report with two HP's. You can app, and get the store card. Then app again and get the hopefully no AF MC.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+