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Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

I might be giving up on BBRZ MC. Sad panda

So, I have been calling them for CLI. I am a member since '08 with 500CL. In almost 5 years, I have not miss or have a late payment. Two week agos I call for CLI and got it for 500, so total is now 1k. I just recently paid $59 in AF. I have zero balance on the card and last used about 9 months agos.

 

I spoke with 2 CSR and 1 acct mgr, the acct mgr said that he is not going to sugar coated for me and said the CLI is not available anymore on this card but however he can refund my AF of $59 every year if my account is in good standing and if I wanted to keep it open.

 

This is one of my oldest aaoa. I guess I will keep it open and use the  $59 credit refund on the statement to buy something, but that's it. :smileysad:

 

Any other number that I can call? (PM ME)

 

It seems that this card classified as entry level and no CLI over 1k or anything.

 

I have GOLD MC card with $59AF (well, not anymore).

 

Thanks.

 

 

 

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
Valued Contributor
Dustink
Posts: 2,384
Registered: ‎10-02-2012

Re: I might be giving up on BBRZ MC. Sad panda

If you close the account, it will still report positively for 10 years.

 

After you close it, you can apply again in store and hope for a better product.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Established Contributor
armbenderc
Posts: 796
Registered: ‎09-11-2012

Re: I might be giving up on BBRZ MC. Sad panda


Dustink wrote:

If you close the account, it will still report positively for 10 years.

 

After you close it, you can apply again in store and hope for a better product.


Very true. However, if I close the account and app'd, I would be getting the storecard version (been down this road before). I rather have the MC version anyway and stay in the garden for 6-12 months for my dream cards.  :smileyhappy:

 

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (04/13) 734
2013 App'd: 03/01/13 - Discover IT (Approved), 03/04/13 - Amex BCE (Approved), 05/04/13 - CSP (Approved)
Valued Contributor
Dustink
Posts: 2,384
Registered: ‎10-02-2012

Re: I might be giving up on BBRZ MC. Sad panda

Well if you are ever in the mood to temporarily scar your report with two HP's. You can app, and get the store card. Then app again and get the hopefully no AF MC.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21     EQ: 642 TU: 677 EX: 665


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%

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