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Valued Contributor
Posts: 1,051
Registered: ‎05-20-2010
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Re: I must admit, I feel pretty good right now - closing CCs

[ Edited ]

Well, I was wrong about my Cap One. The AF actually hits this month, instead of in a couple of months that I thought before. So while I was logged online to my Cap One account, I noticed the option to chat to a rep online. Went ahead and started a chat session and I was transferred to another rep to handle my request. Now that I think about it, the two reps I spoke to did not even ask the reason that I wanted to close my card. He simply confirmed that I wanted to close it, gave me some sort of disclosure to read and carried out the orders to execute the account. And that was the end of it.

 

I still have the Sony Visa and also the BBMC (used to be HSBC) with Cap One, both with no AFs. My only card now with an AF is the Amex Zync, which im fine with paying. At least for now. I think im done on closing and even apping cards for awhile now. All I want to do now is garden and hope to see auto CLIs on my existing cards. I am at peace now, lol. Smiley Tongue

TU: 603 – EQ: 569 – EX: N/A – May 2010

Established Contributor
Posts: 599
Registered: ‎03-10-2012
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Re: I must admit, I feel pretty good right now - closing CCs

Your boa unsecured early a few months ago right? Why not try to work some cli magic before tossing it.
EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
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Registered: ‎07-13-2012
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Re: I must admit, I feel pretty good right now - closing CCs

+1

feels great to wipe my hands of Zales, and Home Depot!! both with measly 500. limits. gotta weed away more. 

Lender pulled 10-10-13
EQ Fico 715 | EX Fico 714 | TU Fico 703
Established Contributor
Posts: 792
Registered: ‎08-30-2011
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Re: I must admit, I feel pretty good right now - closing CCs

[ Edited ]

Smug wrote:
I closed 7 last week Zync, a few GEMB because I LIKE them on page once, and a few others down to 9 open and 22 closed.

 

did you try getting the AF waived? Or does Amex not do that?

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 2,281
Registered: ‎09-16-2011
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Re: I must admit, I feel pretty good right now - closing CCs


iMacDrew wrote:

+1

feels great to wipe my hands of Zales, and Home Depot!! both with measly 500. limits. gotta weed away more. 


dude you should of called and asked for  a CLI on the homedepot card they are quite friendly with CLI's I went from 500 CL to 4000 CLI before I even recieved the card just called up after I got the initial limit, some here have gotten 20-25k  for asking and a 10 minute wait on hold. 

 

 

Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Fidelity AMEX 12k Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne Venture 15k, QS 2.5k, QS 750, Amazon 5k, Walmart 10k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 10k and a nice stack of store cards.
Last APP/HP 4/22/2015
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Posts: 15,442
Registered: ‎04-09-2011
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Re: I must admit, I feel pretty good right now - closing CCs

I like all my plastic too much to axe any of them!!!

Well maybe except Cap1..........Smiley Happy



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