No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
These last ten years I've spent with never a late payment to anyone and the multiple large lines of credit I've cultivated have really elevated me in the eyes of Merrick Bank, which I've been with since about 2003. They must recognize the excellent credit risk I am, and they've rewarded my loyalty.
I got a notice from Pageonce that my APR decreased by 2%. It was 32.45% and now it's 30.45%
My Freedom is wayyyyyy better at 29.99 APR.
Wow, nice
@DeadSpider wrote:My Freedom is wayyyyyy better at 29.99 APR.
is that with a lovely late payment sent there way?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
Few lates (few days) yes but that was over a year ago and when it used to be WAMU card, I don't know how to lower it, it was around 13 at one point and went up and up to around 18 and bam to 29.99 when Chase took over !!! I recently converted old Chase card to Freedom.
I do PIF each month now NO WAY IM paying that APR grrrrr.
My wife's Freedom is 29.24%. Perfect payment history in the 12 years she had it (former Providian / WAMU and now Chase). The APR was always high (24%?) but when Chase took over they raised it to 29.24%. Needles to say, we never carry a balance.
Wow LOL, I got another letter from Merrick saying they are watching me and that they noticed I opened a lot of cards...I just bought a car as well, Anyway hope it goes down a lot more
Dream big...hope for 28.46% !
Wait you still have it open... Isn't it high fees?
What is limit?
Balance?