I need a NEW card

Anonymous · ‎02-01-2016

I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:

Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!

Anonymous · ‎02-01-2016

@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

Thanks in advance for your help!

Bank of America Travel Rewards Visa
Barclay's Arrvial MasterCard

red259 · ‎02-01-2016

@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!

What are your goals? Do you want cashback? Travel rewards? What will the card be used on? Specific hotels? Airlines? Depending on your goals the whole no AF thing can be very short sighted. For example, I got the prestige and in the first year I made a large profit on it just by using the features. The AF is $450 ($350 with citigol account), but the airline credit is $250 per calendar year so $500 back right there, $100 global entry fee, 4th night free, 50k signup, priority pass for lounges, AA lounge access if flying AA, 3 rounds golf if you golf, etc. So in that case it would be simple for someone taking an international trip to make a few hundred dollars profit minimum. Point is I would not rule out AF cards depending on your goals. Also, some AF cards have a free first year and then can be downgraded or cancelled.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

jacetx · ‎02-01-2016

@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!

First of all we need more information about your profile in order to make a recommendation (baddies, scores, inquiries). Second, you are asking for people's opinion so there will be people that will not mind sharing their thoughts.

red259 · ‎02-01-2016

@jace8602 wrote:
@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!
First of all we need more information about your profile in order to make a recommendation (baddies, scores, inquiries). Second, you are asking for people's opinion so there will be people that will not mind sharing their thoughts.

Per the OP's post scores of the father who is the one apping are in the 800s. The question isn't a will I be approved question. The question is about which card will be best.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

jacetx · ‎02-01-2016

@red259 wrote:
@jace8602 wrote:
@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!
First of all we need more information about your profile in order to make a recommendation (baddies, scores, inquiries). Second, you are asking for people's opinion so there will be people that will not mind sharing their thoughts.
Per the OP's post scores of the father who is the one apping are in the 800s. The question isn't a will I be approved question. The question is about which card will be best.

I guess I missunderstood the post, but for me "Most likely my dad will apply" is not the same as "My dad will apply"

red259 · ‎02-01-2016

@jace8602 wrote:
@red259 wrote:
@jace8602 wrote:
@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!
First of all we need more information about your profile in order to make a recommendation (baddies, scores, inquiries). Second, you are asking for people's opinion so there will be people that will not mind sharing their thoughts.
Per the OP's post scores of the father who is the one apping are in the 800s. The question isn't a will I be approved question. The question is about which card will be best.
I guess I missunderstood the post, but for me "Most likely my dad will apply" is not the same as "My dad will apply"

I understand your point, but OP specifically said they don't want to address this issue and we really should just answer the question asked. If OP ends up having to apply for themself then if they have questions about their chances I'm sure they will post a follow-up.

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019

myjourney · ‎02-01-2016

Mods and CL's monitor threads and everyone is entitle to questions

Let it go and move on

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

dragontears · ‎02-01-2016

So you are basically asking for a list of visa/MC cards that don't have FTF?

SouthJamaica · ‎02-01-2016

@Anonymous wrote:
I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:
Mastercard or Visa
No Foreign Transaction Fee
No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!