I need a NEW card

[NRB525]

Capital One Quicksilver or VentureOne. Quicksilver redemptions are unrestricted, VentureOne may prefer "travel costs" which likely means one has to find a new airline ticket or hotel cost to redeem against. 

[myjourney]

damike,

In order to help you more questions should be asked because there's more info needed 

Would you be better served by Air, Travel or Hotel card?

Are you looking to earn rewards and do you have a preference (UR,MR,TY) or cashback 

Thanks MJ

Edit to add most good cards for travel will have a AF 

[Anonymous]

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@red259 wrote:

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@Anonymous wrote:

I am planning on traveling internationally this summer.

Please help me find the credit card that I will be using on the trip.

The credit card must be:

• Mastercard or Visa
• No Foreign Transaction Fee
• No Annual Fee

I do not care about whether or not you think I will get accepted or denied on a card because what will most likely happen is that my dad (whose scores are 800+) will apply for this card and add me as an AU.

Thanks in advance for your help!

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What are your goals? Do you want cashback? Travel rewards? What will the card be used on? Specific hotels? Airlines? Depending on your goals the whole no AF thing can be very short sighted. For example, I got the prestige and in the first year I made a large profit on it just by using the features. The AF is $450 ($350 with citigol account), but the airline credit is $250 per calendar year so $500 back right there, $100 global entry fee, 4th night free, 50k signup, priority pass for lounges, AA lounge access if flying AA, 3 rounds golf if you golf, etc. So in that case it would be simple for someone taking an international trip to make a few hundred dollars profit minimum. Point is I would not rule out AF cards depending on your goals. Also, some AF cards have a free first year and then can be downgraded or cancelled. 

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The card will be used for food and souvenirs .  I do not have to worry about airline and accommodations as they are provided for by an organization.  I will consider cards that are AF free first year however I do not want to risk the possibility of it being downgraded.  The last thing I want to do is open a credit card and then close it a year later because of the AF.

[Anonymous]

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@dragontears wrote:

So you are basically asking for a list of visa/MC cards that don't have FTF?

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Yes, no FTF and no AF

[Anonymous]

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@myjourney wrote:

damike,

In order to help you more questions should be asked because there's more info needed 

Would you be better served by Air, Travel or Hotel card?

Are you looking to earn rewards and do you have a preference (UR,MR,TY) or cashback 

Thanks MJ

Edit to add most good cards for travel will have a AF 

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MJ,

I do not have to worry about airfare and accommodations as they are covered by an organization.  All I pay for is 1 meal a day and souvenirs

[UncleB]

Capital One Quicksilver.

No AF, no FTF, and no shenanigans. 

Straight-up 1.5% rewards on every purchase, and issued as a Visa.

[dragontears]

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@UncleB wrote:

Capital One Quicksilver.

No AF, no FTF, and no shenanigans. 

Straight-up 1.5% rewards on every purchase, and issued as a Visa.

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+1

this would be my recommendation since you will not have any true travel expenses and just need a card for incidentals

[Anonymous]

For those who want to know about my credit (even though it doesn't matter)

1. Currently 5 open accounts
   • Hilton Amex - $8000 CL
   • Chase Freedom - $2400 CL
   • Citi Double Cash - $7000 CL
   • AU: Discover it - $14500 CL
   • AU: Fidelity Amex - $12000 CL
2. Current balance of all cards is approx $9300
3. Balance of cards at time of application will be approx $2650
4. 0 baddies
5. 0 Collections
6. 0 Public Records
7. TU 1 HP, EX 3 HP, EQ 2 HP
8. Payment history 100%
9. AAOA 7 years 10 months

[myjourney]

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@Anonymous wrote:

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@myjourney wrote:

damike,

In order to help you more questions should be asked because there's more info needed 

Would you be better served by Air, Travel or Hotel card?

Are you looking to earn rewards and do you have a preference (UR,MR,TY) or cashback 

Thanks MJ

Edit to add most good cards for travel will have a AF 

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MJ,

I do not have to worry about airfare and accommodations as they are covered by an organization.  All I pay for is 1 meal a day and souvenirs

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Thanks for the info

So will this card be used for just one trip or is this a summer fun filled say 3 or 4 country trip?

Reason I ask is will this card serve a purpose after it's use for this event?  

I'm guessing tho you've done an x-ray of his cards already Lol...

Also what does dad have now because he may already have a card well suited for your needs and just add you to something that has 3-5% dining?

We can all give you countless names of cards but will it suit your needs I guess is what I'm asking 

Edit grammar sucks today Oooops 

[Anonymous]

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@myjourney wrote:

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@Anonymous wrote:

---

@myjourney wrote:

damike,

In order to help you more questions should be asked because there's more info needed 

Would you be better served by Air, Travel or Hotel card?

Are you looking to earn rewards and do you have a preference (UR,MR,TY) or cashback 

Thanks MJ

Edit to add most good cards for travel will have a AF 

---

MJ,

I do not have to worry about airfare and accommodations as they are covered by an organization.  All I pay for is 1 meal a day and souvenirs

---

Thanks for the info

So will this card be used for just one trip or is this a summer fun filled say 3 or 4 country trip?

Reason I ask is will this card serve a purpose after it's use for this event?  

I'm guessing tho you've done an x-ray of his cards already Lol...

Also what does dad have now because he may already have a card well suited for your needs and just add you to something that has 3-5% dining?

We can all give you countless names of cards but will it suit your needs I guess is what I'm asking 

Edit grammar sucks today Oooops 

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The card at this time will only be used for just one trip.

My dad's mastercard and visa cards include:

• Best Buy MasterCard
• Chase Amazon
• Chase Freedom
• Chase Ink Cash
• Citi Dividend Platinum Select
• Citi ThankYou Preferred
• Fidelity Investments MBNA MasterCard (soon to be discontinued)
• Fidelity Rewards Visa Signature (will receive by May)