Well everything use to be my daily use cards! lol that's why they are now ALL in debt snow ball and BofA is the only one I had with a $0 that I paid every couple weeks.
I mean really and truly I could just use my amex business as ER backup or Macy's if they don't take amex, but I really just wanted to keep 1 small limit card for traveling and daily odds and ends that I don't quite get all under my new cash budget.
oh you might have been thinking when I had my Cabela's, I actually used that and used BofA as back up but they closed my card about 6 months ago.
Have not you said that you embrace DR's approach?
Look into UMB partner cards