Credit Cards

[Creditaddict]

Something with at least 1% rewards

not super prime bank, I have them already and probably can't get a 2nd card.

Want it to be Visa or MC to make sure it's always excepted.

Target Visa

Household

Capital one 

? 

[plasticman]

Hi Creditaddict,

Have you or would you consider a CU as opposed to a bank?  Maybe a local CU?

[DI]

Kroger 123.  High Credit limit. 

[Creditaddict]

I'm a member of 2. lol

Alliant says I need to pay down at least 60% of my debt before they will probably issue me a credit card

and my local one here in town, does not actually service there own credit card 

[Creditaddict]

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DI wrote:
Kroger 123.  High Credit limit. 

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Kroger declined because of BK 

[plasticman]

Creditaddict,

What are your FICO scores?

[Creditaddict]

last checked EQ was 642 but since having my EX frozen, I have gotten everyone to pull EQ so I'm not over 12 INQ.

TU has been lagging lower 600's but have not pulled in some time and it has over 10 inq.

All my inq from both drop off this year except for like 1-2 on EQ but TU will be clear 

[plasticman]

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Creditaddict wrote:

last checked EQ was 642 but since having my EX frozen, I have gotten everyone to pull EQ so I'm not over 12 INQ.

TU has been lagging lower 600's but have not pulled in some time and it has over 10 inq.

All my inq from both drop off this year except for like 1-2 on EQ but TU will be clear 

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Thanks, this information will help the members advise you. As for me, I am not experienced enough with respect to your current situation to advise you authoritatively.

I am sure other members are and will chime in to help you.

Best of luck!

Message Edited by plasticman on 09-14-2009 01:47 PM

[DI]

My apologies.

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Creditaddict wrote:

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DI wrote:
Kroger 123.  High Credit limit. 

---

Kroger declined because of BK 

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[haulingthescoreup]

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Creditaddict wrote:

Something with at least 1% rewards

not super prime bank, I have them already and probably can't get a 2nd card.

Want it to be Visa or MC to make sure it's always excepted.

Target Visa

Household

Capital one 

? 

---

Sorry to read about your BofA card (other thread.) Why get another one now? It sounds like you're making progress with your snowballing, and I thought you wrote that you had another one for day-to-day use?