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I need a new credit card now... WHO?

Epic Contributor

I need a new credit card now... WHO?

Something with at least 1% rewards

not super prime bank, I have them already and probably can't get a 2nd card.

Want it to be Visa or MC to make sure it's always excepted.

 

 

Target Visa

Household

Capital one 

Message 1 of 13
12 REPLIES
Established Contributor

Re: I need a new credit card now... WHO?

Hi Creditaddict,

 

Have you or would you consider a CU as opposed to a bank?  Maybe a local CU?

Message 2 of 13
Super Contributor

Re: I need a new credit card now... WHO?

Kroger 123.  High Credit limit. 
Message 3 of 13
Epic Contributor

Re: I need a new credit card now... WHO?

I'm a member of 2. lol

Alliant says I need to pay down at least 60% of my debt before they will probably issue me a credit card

and my local one here in town, does not actually service there own credit card 

Message 4 of 13
Epic Contributor

Re: I need a new credit card now... WHO?


DI wrote:
Kroger 123.  High Credit limit. 
Kroger declined because of BK 

 

Message 5 of 13
Established Contributor

Re: I need a new credit card now... WHO?

Creditaddict,

 

What are your FICO scores?

Message 6 of 13
Epic Contributor

Re: I need a new credit card now... WHO?

last checked EQ was 642 but since having my EX frozen, I have gotten everyone to pull EQ so I'm not over 12 INQ.

TU has been lagging lower 600's but have not pulled in some time and it has over 10 inq.

 

All my inq from both drop off this year except for like 1-2 on EQ but TU will be clear 

Message 7 of 13
Established Contributor

Re: I need a new credit card now... WHO?


Creditaddict wrote:

last checked EQ was 642 but since having my EX frozen, I have gotten everyone to pull EQ so I'm not over 12 INQ.

TU has been lagging lower 600's but have not pulled in some time and it has over 10 inq.

 

All my inq from both drop off this year except for like 1-2 on EQ but TU will be clear 


 

Thanks, this information will help the members advise you. As for me, I am not experienced enough with respect to your current situation to advise you authoritatively.Smiley Sad

 

I am sure other members are and will chime in to help you.

 

Best of luck!

 

 

Message Edited by plasticman on 09-14-2009 01:47 PM
Message 8 of 13
Super Contributor

Re: I need a new credit card now... WHO?

My apologies.

Creditaddict wrote:

DI wrote:
Kroger 123.  High Credit limit. 
Kroger declined because of BK 

 


 

Message 9 of 13
Moderator Emerita

Re: I need a new credit card now... WHO?


Creditaddict wrote:

Something with at least 1% rewards

not super prime bank, I have them already and probably can't get a 2nd card.

Want it to be Visa or MC to make sure it's always excepted.

 

 

Target Visa

Household

Capital one 



Sorry to read about your BofA card (other thread.) Why get another one now? It sounds like you're making progress with your snowballing, and I thought you wrote that you had another one for day-to-day use?
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 10 of 13