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ineedcreditbad wrote:
Guys,Need some advise here I have two credit cards 1Capital One $750 and Orchard $2000 (Secured), couple of student loans not in payment and a car loan. I have never been late with any payments and currently have a 0 balance on my orchard and 300 on my capital one. I have had the Orchard for the last 2.5 years and the capital one for 6 months and the car loan for 6 months.I spoke to Orchard to release my funds and make my card unsecured and they said they are still reviewing my report. Its has been more than two years and they are still looking at my report.My current score from equifax is 715 and I wanted to know from where can I get a CC with the same or higher amount so I can close the Orchard Card, or if any one has any other advise.ThanksEd
What are your baddies? If none, you can probably get acard almost anywhere including Amex.
ineedcreditbad wrote:
If I request a CLI on my Cap 1 will that resut into an credit inquiry?
Usually C1 does not do hards for CLIs, its all internal. however if tey even mention pulling an inquiry just say no!