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I need to get in with American Express

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mongstradamus
Super Contributor

Re: I need to get in with American Express


@j_casteel wrote:
I have the card as well and I haven't read anything like that.

I guess technically say we may cancel not that they will.

 

This is directly from t&c 

 

You must maintain your Costco membership to redeem the Reward. We may cancel your Card Account and participation in this program if you do not maintain your Costco membership.



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 31 of 86
j_casteel
Valued Contributor

Re: I need to get in with American Express

Well I wasn't trying to argue for technicality. I honestly couldn't find anything. That pretty much sums it up though. "We may" would be a good sign that they would cancel the card with no membership.

I'm not worried because we enjoy our membership.

Thanks
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 32 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@j_casteel wrote:
Well I wasn't trying to argue for technicality. I honestly couldn't find anything. That pretty much sums it up though. "We may" would be a good sign that they would cancel the card with no membership.

I'm not worried because we enjoy our membership.

Thanks

Still it is a card that requires you to be a member of someplace to have the card. Personally hate those.  Becuase lets say you move to a place where Costco is further away or just to far away to shop and you have a Bj's or Sams club which is closer. 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 33 of 86
j_casteel
Valued Contributor

Re: I need to get in with American Express

I have Costco all around here in the PNW.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 34 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Closingracer99 wrote:

@j_casteel wrote:
Well I wasn't trying to argue for technicality. I honestly couldn't find anything. That pretty much sums it up though. "We may" would be a good sign that they would cancel the card with no membership.

I'm not worried because we enjoy our membership.

Thanks

Still it is a card that requires you to be a member of someplace to have the card. Personally hate those.  Becuase lets say you move to a place where Costco is further away or just to far away to shop and you have a Bj's or Sams club which is closer. 


If you are an costco member and have been for an long time its not an bad card to get. Its an nice card in my wallet that i use as backup. There are an few things i don't like about it, the biggest thing is the cash back check only coming once an year, but i would say its not a bad starter card with amex. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 35 of 86
j_casteel
Valued Contributor

Re: I need to get in with American Express

I got it because I figured if I was gonna need an AMEX for Costco and their fuel it makes sense to get it.
Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 36 of 86
Spanky23
Established Member

Re: I need to get in with American Express

I'm starting to think since I already have a cash back card and I want to try for Amex that maybe the new everyday card is the way to go? Get 10,000 bonus miles and start adding those up and then in a year or two when PRG has another great promotion like 40,000-50,000 miles, I'll have some saved up to add to that and be able to travel

 

Thoughts?

Message 37 of 86
mongstradamus
Super Contributor

Re: I need to get in with American Express


@Spanky23 wrote:

I'm starting to think since I already have a cash back card and I want to try for Amex that maybe the new everyday card is the way to go? Get 10,000 bonus miles and start adding those up and then in a year or two when PRG has another great promotion like 40,000-50,000 miles, I'll have some saved up to add to that and be able to travel

 

Thoughts?


Not an bad idea since you can house your MR points if you have ED and cancel prg down the road if you don't like the card . I am still trying to figure out how to qualify for that signup bonus for 50k with prg :-(



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 38 of 86
Closingracer99
Valued Contributor

Re: I need to get in with American Express


@mongstradamus wrote:

@Closingracer99 wrote:

@j_casteel wrote:
Well I wasn't trying to argue for technicality. I honestly couldn't find anything. That pretty much sums it up though. "We may" would be a good sign that they would cancel the card with no membership.

I'm not worried because we enjoy our membership.

Thanks

Still it is a card that requires you to be a member of someplace to have the card. Personally hate those.  Becuase lets say you move to a place where Costco is further away or just to far away to shop and you have a Bj's or Sams club which is closer. 


If you are an costco member and have been for an long time its not an bad card to get. Its an nice card in my wallet that i use as backup. There are an few things i don't like about it, the biggest thing is the cash back check only coming once an year, but i would say its not a bad starter card with amex. 


I just don't think cards that require you to keep a membership is a good idea Smiley Tongue

 

 

I would really hate to see my card canceled on me because I decided to stop shopping at the place but that is just me 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 39 of 86
lobsterfordinner
Established Member

Re: I need to get in with American Express

Why's everyone so obsessed with American Express cards? Does it really have great customer service?

The ratings says that American Express ranked "first" and Discover ranked "second" in customer service but hell Discover sucks, especially in disputing transactions. I guess that doesn't apply to Amex?

 

(sorry I'm noob ...)

 

I did visit the pre-qualified page on the Amex website but I was never qualified for any of their cards thus I'm afraid my comptuer would explode if I click the "submit" button on the Amex app page.

Currently a grad student, and in my wallet there exists my only 4 credit cards: Barclay Arrival+ 56k / Chase Sapphire Pref 68.2k / Citi Prestige 45k / Merrill Accolades 175k ; my student id card and a couple two-dollar bills.
Message 40 of 86
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