I never thought they'd wind up in the sock drawer...

[taxi818]

lots of discover haters. Lol. But. Now I think I should give sallie a try after all this

[CreditMagic7]

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@taxi818 wrote:
lots of discover haters. Lol. But. Now I think I should give sallie a try after all this

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No not really. It;s the other way around in reality.

[fargobzn]

I love the IT card, next quarter will be nice with 5% off on online shopping and department stores. Plus you can stack the 5% with shopdiscover. Hard to beat that. 

[baller4life]

Weird you guys because Discover has been great to me and gave me an awesome starting limit. So does that mean I got lucky?? Sooo much Discover hate. Wow.

[Anonymous]

Cant say the same with discovoer they have treated me nice, even credited my acct 75 bucks the first month for some expensive shoes i wanted to buy that the card saw as fraud.

[IWOL]

One of my most used features of the Discover is the ability to get cash back at grocery stores with no cash advance fee.

I rarely use cash these days for much of anything except Valet Parking, tips ect.

Its nice to be able to get $80 cash when checking out on a grocery run and avoid having to go to the ATM.

That feature, the free monthly Fico, Shop Discover, 5% categories and no annual fee make having the IT card a no brainer.

[celluloid17]

I certainly don't hate Discover.  They have amazing customer service and a great shopping portal.  The reason I personally SD mine is that my spend in general is very limited and I want to maximize my spend on other cards that generate me greater rewards all year long.  I also find the IT card redundant when you compare it to Freedom and because I'm more interested in cashback, the $50 redemption threshold is somewhat prohibitive when it's not a card I would have use for all 12 months in a year (e.g., the home improvement quarter is useless to me).   

On a somewhat unrelated note, I wish Discover would start offering backdating like Amex does.  I think it would be a smart move for them to set themselves apart from the herd a bit.  Something to offset the fact that it's not accepted everywhere and the fact that their card offerings aren't dramatically different to other products on the market.

[afinch1992]

Disclaimer: This will be a rant. Please skip over if you cannot handle this. 

I think it was more my lack of luck than your luck. Invite code was technically my fault, but no matter how nice any CSRs I spoke to were, they were unable/unwilling to entertain my intended invite code. It seems a little odd a supervisor can't handle such an easy request. It makes me wonder what they can do other than use Discovers internal FAQ search. 

The puny limit they gave me, on the other hand, is on them. Oddly enough they seem to love giving large limits to less qualified applicants (my opinion and observation, not by any means a set fact). They also gave me the conservate lender speach and I could care less. If thats how they hedge their risk, then thats great, but you won't be seeing much of me. I will vote with my money and place spend with companies that give me a limit I can use a full month without having to worry if my payment from Friday has gone through on to free up my limit for the 3rd time this month.

edit: The $50 redeption threshold puts it over the edge with me. I hope that my spend online will be enough to put me over that so I can SD it without anymore thought. 

end rant.  

[flawesome]

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@IWOL wrote:

One of my most used features of the Discover is the ability to get cash back at grocery stores with no cash advance fee.

I rarely use cash these days for much of anything except Valet Parking, tips ect.

Its nice to be able to get $80 cash when checking out on a grocery run and avoid having to go to the ATM.

That feature, the free monthly Fico, Shop Discover, 5% categories and no annual fee make having the IT card a no brainer.

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Huh! I didn't know that. It might have a place in my wallet yet

[One7]

I disagree with them having great customer service, their dispute department is horrible and they side with the merchant over the customer. They also give me a small limit and no luv button online to request more. I don't hate them but I'll definitely be using my much better cards until they can clean up their act.

Edit: Talking about Discover