Reply
Established Contributor
Posts: 619
Registered: ‎06-18-2007
0

Re: I paid off and closed PayPal Smart Connect today

Don't lose hope.  In this thread I said above that they would never budge on my $700 CL.  Recently I hit the button and got an increase to over a thousand or 2 thousand (I can't even remember - that's how much I care about Paypal Smart Connect - it's  a placeholder in my credit report, expanding my available credit.)  I was shocked, though.  I was about to close the card but I won't now.

 

The way I use it is just to buy little things on Ebay now and then and pay the bill promptly.  I certainly don't need $1,000+ of credit with them but I'm glad to have it now..

 

I just checked - it's $2,200 and was $700 a few weeks ago.  No increases over a year of two of trying and then a sudden large increase.

_________________________________________________________
Too many accounts; too many debts; lots of open credit, and lots of utilized credit. Scores somewhere in the 600s - I have no earthly idea exactly what number, but not 700 like it was, briefly.
Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011
0

Re: I paid off and closed PayPal Smart Connect today


gbishere wrote:

huh? why are you talking to a rep? just do it online and its clockwork every 4 statements...


 Ha ha ha, I've had mine just about a year, used it a lot for the first 7 months PIF every month started with a 500CL, hit the luv button after every 4th statement posted, they gave me a 125CLI  over 4 months ago, hit the luv button last week I believe and got a letter in the mail a week later that said "You do not have enough experience at your current CL" LOL Really?????????????

 

Hey GEMB Look at my Scores/Reports my AAoA's are over 7 yrs on all 3, 1% util, 43,750 Total revolving credit, perfect credit reports and GEMB will not trust me with more than a 625CL???

 

Its funny how some CCC's love you and some will hate you, like AmEx loves me, I have 4 AmEx CC's BoA loves me, card opened 5/11 5000 starting CL had the card 3 months, ran one purchase thru it (1749.26 PIF before the due date) asked for a 5000CLI, instant approval, but GEMB, I can't get a dime from them. GEMB hates me, it's that simple.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.