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Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: I pulled the trigger on BOA Better Balance Card.


CreditChampion wrote:

My pops has a secured card....I got it changed over to this. Thanks for the easy money BOA.


they actaully were able to PC his secured card to a Better Balance MC? I asked before i applied to do the same on my secured card and they said i couldnt so they PC to a cashback rewards visa card (had the basic platinum plus visa).


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: I pulled the trigger on BOA Better Balance Card.

I called the backdoor # for the secured and partially secured and they obliged...we will see though. I will keep you updated...this would be great because it would be essentially free money. This card is never used because he has double digit unsecured cards from chase, citi, and amex now.
Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: I pulled the trigger on BOA Better Balance Card.


CreditChampion wrote:
I called the backdoor # for the secured and partially secured and they obliged...we will see though. I will keep you updated...this would be great because it would be essentially free money. This card is never used because he has double digit unsecured cards from chase, citi, and amex now.

yeah let us know cuz i wanted this card so bad i pulled the trigger and risked a possible denial because they told me i couldnt PC my secured card to this one.Well no harm done cuz i got approved for the card i wanted...:smileyhappy:


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Valued Contributor
dodgerslv
Posts: 1,843
Registered: ‎06-16-2012
0

Re: I pulled the trigger on BOA Better Balance Card.

didnt realize BofA reports to the CR right away. Just got an alert on EQ and EX that a new account had been added. Only took a couple of days after approval for it to show up. Of course TU hasnt reported yet (slow like always).


Cards: (Citi- 82.7k) (Chase- 65k)) (US Bank- 18k) (Amex- 22.5k) (Barclays-40k) (BofA- 68k) (Cap1- 49.5K) (WF- 11k) (Penfed- 22.5k) (Discover- 8k) (Sync/GE- 15.7k) (NASA- 30k) (Diners- 15k)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





Regular Contributor
sonson
Posts: 241
Registered: ‎12-04-2009
0

Re: I pulled the trigger on BOA Better Balance Card.

Congrats on the approval!


Starting Score: EQ 548 [ Feb 2010 ]
Current Score: TU 663 EQ 686
Goal Score: 700


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Frequent Contributor
CreditChampion
Posts: 267
Registered: ‎03-15-2012
0

Re: I pulled the trigger on BOA Better Balance Card.

Update:They could not change the secured card with travel rewards to the better balance program...bummer

Fico Scores: 763 EQ(12/11/12) 768 TU(12/11/12) ? EX(TBD)
Citi Double Cash 10K PenFed Plat Rewards 8.5K Citi Forward $7.1K AMEX BCE 6K AMEX Zync NPSL(AU) Discover it 5K Wells Fargo Cash Back $2.3K BankAmericard Better Balance $700 Chase Freedom $500 Capital One Quicksilver $6K Capital One Platinum (AU) $500 Capital One Secured Card (AU) $251(Closed)
Blogger
HiLine
Posts: 3,176
Registered: ‎10-19-2012
0

Re: I pulled the trigger on BOA Better Balance Card.


CreditChampion wrote:

Update:They could not change the secured card with travel rewards to the better balance program...bummer


If you have a secured card, don't you have to get it unsecured first?

 

Super Contributor
Ron1
Posts: 5,476
Registered: ‎05-23-2009
0

Re: I pulled the trigger on BOA Better Balance Card.

Congrats!!! :smileyhappy: It is a good card to have. I called them to change my Travel Rewards to Balnce Rewards. :smileyhappy:

 

 

 

Ron.

New Contributor
Haroon
Posts: 59
Registered: ‎03-23-2013
0

Re: I pulled the trigger on BOA Better Balance Card.

It does seem like a really good deal, it's on my short list. I wonder if any one else wants to pay me for what I was going to do any way lol.

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