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Established Contributor
Posts: 734
Registered: ‎02-01-2012
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Re: I put in a PC request on Cap1 Plat MC

Nice that they changed the card for you guys. I like that little green monster. I'm still kinda undecided on Venture or Cash Rewards. I do better with the Venture obviously but then there's the AF. This card, if I get it, is competing with all my other cards that I use regularly. So, it would only get personal non-bonus category spending, which isn't really a lot when you really think about it....maybe a few hundred on average per month. You're talking clothing stores like Gap, shoe stores, Sams Club, Dollar General, online subscription services, online shopping through Perk Central (or not). I can't really think of much outside all that as something I would do somewhat regularly. And I am not one to find stuff to buy that I wouldn't have bought otherwise just to get rewards. That's just not sensible to me. 

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Senior Contributor
Posts: 4,687
Registered: ‎12-11-2011
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Re: I put in a PC request on Cap1 Plat MC


ztnjpv wrote:

Nice that they changed the card for you guys. I like that little green monster. I'm still kinda undecided on Venture or Cash Rewards. I do better with the Venture obviously but then there's the AF. This card, if I get it, is competing with all my other cards that I use regularly. So, it would only get personal non-bonus category spending, which isn't really a lot when you really think about it....maybe a few hundred on average per month. You're talking clothing stores like Gap, shoe stores, Sams Club, Dollar General, online subscription services, online shopping through Perk Central (or not). I can't really think of much outside all that as something I would do somewhat regularly. And I am not one to find stuff to buy that I wouldn't have bought otherwise just to get rewards. That's just not sensible to me. 


You could always do the VentureOne which is 1.25% back, but no AF. 

;
Established Contributor
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Re: I put in a PC request on Cap1 Plat MC

VenutreOne is inferior to the Cash Rewards IMHO.1.25% vs. 1.5% (I can wait for the 50% bonus) and the flexibility to get cash on 1:1 basis. My wife has the VentureOne. I told her not to get it. She was afraid she wouldn't do enough to offset the AF of the Blue Venture....basically about $675+/- per month. She was so wrong. She met the yearly break even point in about 6-7 months or so. 

Start (Sept 2011): low-mid 600s. NOW: TU FICO: 801, EQ FICO 808, EX FICO 798 (PSECU). Goal: Achieved! Now Maintain!
Senior Contributor
Posts: 4,687
Registered: ‎12-11-2011
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Re: I put in a PC request on Cap1 Plat MC

When it comes down to spending like that, over the course of the year, the cash rewards would only make you like $20 more than the ventureone, and the regular venture only like 60$ more per year.

All comes down to what you want, and if you want straight cash back the green card is a good option. Im kind of happy that there is a yearly bonus, it will be nice when i just randomly see my rewards jump by like.... 150$
;
Valued Member
Posts: 41
Registered: ‎07-02-2012
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Re: I put in a PC request on Cap1 Plat MC

I've had my Cap1 Platinum MC for over four years now, although it has grown from when I originally got it (first CC), I don't regularly use it because of the lack of rewards. I would like to try a similar approach to adding cash rewards to it. I'll probably give it a shot sometime next year, but I do love my custom card design so I don't think I would want the green card. 

 

Best of luck to you, keep us posted on the results, seems like it has been a nightmare many for the PC. 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.17K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K | AMEX BCP (11/2014) - $5K | Chase Sapphire Preferred Visa (12/2014) - $9K


Senior Contributor
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Re: I put in a PC request on Cap1 Plat MC


bndresa1321 wrote:

I've had my Cap1 Platinum MC for over four years now, although it has grown from when I originally got it (first CC), I don't regularly use it because of the lack of rewards. I would like to try a similar approach to adding cash rewards to it. I'll probably give it a shot sometime next year, but I do love my custom card design so I don't think I would want the green card. 

 

Best of luck to you, keep us posted on the results, seems like it has been a nightmare many for the PC. 


Try just using the "Chat Now" feature. That is how I got my rewards added on. No exec office or anything. 

;
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: I put in a PC request on Cap1 Plat MC

My Jimmy Fallon is in the mail.  I called up and requested it, and he told me it was already processed and being sent out :smileyhappy:

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
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WalMart CC $3100
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Established Contributor
Posts: 791
Registered: ‎08-30-2011
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Re: I put in a PC request on Cap1 Plat MC

I just request the jimmy Fallon through online chat.

 

Chat InformationWelcome to our Capital One chat service! One of our Account Specialists will be right with you.  This chat will be monitored and recorded.

Chat InformationHi, this is Reyna. Whom do I have the pleasure of chatting with today?

you: Flowfaster

Reyna: Hello Flowfaster, how may I assist you today?

you: Yeah Hi, I want to request a new card design.  I want the green cash rewards card.

Reyna: Just to clarify, may I know whether your current card is cash rewards card?

you: Yes

you: my card was upgraded by the Executive Office.

Reyna: If you wish I will go ahead issue the new card.

you: ok great

Reyna: The new card will arrive within 5-7 business days.

Reyna: Would that be okay?

you: yes

you: thank you

Reyna: Great.

Reyna: You're welcome.

Reyna: In order to access your account, please provide your name (exactly as it appears on your credit card), zip code, date of birth and last four digits of your Social Security number.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Valued Contributor
Posts: 1,228
Registered: ‎05-10-2012
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Re: I put in a PC request on Cap1 Plat MC

[ Edited ]

Why could I not find the chat option?  I could only see the secured message system.

 

Edit:  Apparently one of the most common internet phrases is filtered.  Removed the adult version of WTH

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
Posts: 791
Registered: ‎08-30-2011
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Re: I put in a PC request on Cap1 Plat MC

The chat option appears above the account details when you first log in.  It takes a second longer to pop up than all the other data on the page.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
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