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I"m new to MyFico ... Just introducing myself

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SwiftTone
Valued Contributor

Re: I"m new to MyFico ... Just introducing myself


@Radio_Radiation wrote:

Crashem I figured you were, I just wanted to be clear. anywho, I can't wait to learn how to work the system. I want to be able to get higher cl. I just started building my credit back after a BK (which fell off last year). I have a mortgage since 9/2009, student loans (that's deffered in good standing), one baddie(a repo that is due to fall off this year in september) one cc from 2009, 4 cc from 12/11, 1 cc 6 months old. I'm well on my way to great credit and high cl



Ever try to get a CLI on that AMEX Blue. You can request up to 3x the current CL at 61+ days

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 11 of 37
Radio_Radiation
Established Member

Re: I"m new to MyFico ... Just introducing myself

Wolf3, I meant I can't get prime cc and high cl without having a good credit score 

I have to figure have to reply to in the same box as the comment i'm refering to

 



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Message 12 of 37
SwiftTone
Valued Contributor

Re: I"m new to MyFico ... Just introducing myself


@Radio_Radiation wrote:

Wolf3, I meant I can't get prime cc and high cl without having a good credit score 

I have to figure have to reply to in the same box as the comment i'm refering to

 


 

 

Hit reply to the comment you want to reply to, then the next screen hit quote on the top right

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 13 of 37
Radio_Radiation
Established Member

Re: I"m new to MyFico ... Just introducing myself

swift tone

I had that card since 12/11 cl $2000. last month (june) as requested cli and got it now the cl $4000

I asked chased and they denied me stating they have given me the max amount they can give me ($500) ... not good

 



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Message 14 of 37
SwiftTone
Valued Contributor

Re: I"m new to MyFico ... Just introducing myself

you can call the backdoor number for Chase, specifically the Executive office. They are good about SP CLIs. Be prepared to talk about reasons why you want a CLI. Tell them that you have your AMEX with $4000, and that you'd like to get something more repectable than $500.

 

Chase love's bumping heads with AMEX

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 15 of 37
Radio_Radiation
Established Member

Re: I"m new to MyFico ... Just introducing myself


@SwiftTone wrote:

you can call the backdoor number for Chase, specifically the Executive office. They are good about SP CLIs. Be prepared to talk about reasons why you want a CLI. Tell them that you have your AMEX with $4000, and that you'd like to get something more repectable than $500.

 

Chase love's bumping heads with AMEX


Will I have to get another HP? they gave me one for requesting last month. If I have to get another HP then I will wait. I have 4 on my EX, 5 on my EQ and 4 on my TU... 



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Message 16 of 37
SwiftTone
Valued Contributor

Re: I"m new to MyFico ... Just introducing myself

The two times I've called for CLI via the Executive Office, they were SP. I Always ask, and she's told me the the Executive Office will only SP for CLI, YMMV.

 

If you like the person you dealt with, note down the contact info and just call that person directly next time. The 2 times I've called, she gave me a 500% increase via SP. I think it's importatnt to build a relationship.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 17 of 37
Ron1
Super Contributor

Re: I"m new to MyFico ... Just introducing myself

Welcome to the forum.

 

 

Ron.

Message 18 of 37
Radio_Radiation
Established Member

Re: I"m new to MyFico ... Just introducing myself


@SwiftTone wrote:

The two times I've called for CLI via the Executive Office, they were SP. I Always ask, and she's told me the the Executive Office will only SP for CLI, YMMV.

 

If you like the person you dealt with, note down the contact info and just call that person directly next time. The 2 times I've called, she gave me a 500% increase via SP. I think it's importatnt to build a relationship.


I feel like I should do it right now ... feeling very hopefull! I see the list of backdoor numbers, should I get it from there? do I ask to speak with an executive and just talk to who answers?



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Message 19 of 37
Radio_Radiation
Established Member

Re: I"m new to MyFico ... Just introducing myself


@injustifiiable wrote:

Welcome!



Thank you, injustifiable



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Message 20 of 37
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