07-10-2012 03:45 PM
07-10-2012 04:22 PM
Wolf3, I meant I can't get prime cc and high cl without having a good credit score
I have to figure have to reply to in the same box as the comment i'm refering to
To be more specific, you need good credit history and income to get prime CC, CL. That is the important thing.
Credit scores are only part of the story and only useful when applying for credit.
The obsessives on here like to maximize and watch their score on a daily basis. They love low utilization and go nuts if they can't pay their balance before it reports.
I only obsess about never being late, because that is history that stays with you for a long time. I have enough of that on my current report. About once a year, I apply for new credit and I maximize my score with low utiliztation. The rest of the time, I make use of 0% and the float and only worry about avoiding interest.
Anyway you can learn a great deal here, so welcome.
07-10-2012 07:12 PM
07-10-2012 07:19 PM
Your username is Radio Radiation. Are you a Ham radio operator?
07-11-2012 01:52 PM
Welcome to the Cell Block!! It has become my standard greeting The knowledge you gain here will blow your mind literally. Many people from many walks of life with one common goal a financially fruitful and successfull credit as well as fiscal future. Good Luck!!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO