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Established Member
Radio_Radiation
Posts: 54
Registered: ‎07-10-2012
0

Re: I"m new to MyFico ... Just introducing myself


bamagirl1 wrote:

Welcome!!

 

You will find a wealth of information here!!

 

Good Luck on your credit journey!!:smileyvery-happy:


very funny ... but true :smiley lol:



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
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Valued Contributor
Crashem
Posts: 3,098
Registered: ‎01-26-2012
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Re: I"m new to MyFico ... Just introducing myself


Radio_Radiation wrote:

SwiftTone wrote:

The two times I've called for CLI via the Executive Office, they were SP. I Always ask, and she's told me the the Executive Office will only SP for CLI, YMMV.

 

If you like the person you dealt with, note down the contact info and just call that person directly next time. The 2 times I've called, she gave me a 500% increase via SP. I think it's importatnt to build a relationship.


I feel like I should do it right now ... feeling very hopefull! I see the list of backdoor numbers, should I get it from there? do I ask to speak with an executive and just talk to who answers?


Yes. You don't really talk to executive. They are senior CS people with power to do a lot of things.
               LIMITS IN CARD DESCRIPTIONS
Established Member
Radio_Radiation
Posts: 54
Registered: ‎07-10-2012
0

Re: I"m new to MyFico ... Just introducing myself


Ron1 wrote:

Welcome to the forum.

 

 

Ron.


thanks, Ron



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Super Contributor
Ron1
Posts: 5,187
Registered: ‎05-23-2009
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Re: I"m new to MyFico ... Just introducing myself


Radio_Radiation wrote:

Ron1 wrote:

Welcome to the forum.

 

 

Ron.


thanks, Ron


I think you will like it here.  You have a good collection of credit cards. I see you have WF Visa that I don't have.  I had their business card for a year and they closed it during credit crunch.  Do you have any other store card?

 

 

Ron.

Established Member
Radio_Radiation
Posts: 54
Registered: ‎07-10-2012
0

Re: I"m new to MyFico ... Just introducing myself


Crashem wrote:

Radio_Radiation wrote:

SwiftTone wrote:

The two times I've called for CLI via the Executive Office, they were SP. I Always ask, and she's told me the the Executive Office will only SP for CLI, YMMV.

 

If you like the person you dealt with, note down the contact info and just call that person directly next time. The 2 times I've called, she gave me a 500% increase via SP. I think it's importatnt to build a relationship.


I feel like I should do it right now ... feeling very hopefull! I see the list of backdoor numbers, should I get it from there? do I ask to speak with an executive and just talk to who answers?


Yes. You don't really talk to executive. They are senior CS people with power to do a lot of things.

Well I called and spoke with someone. I explained what happen and she told me I should have been transfered to her department right when I was denied or called within a few days of the denial. since niether one of thoes thing happened she would have to pull another hard inquirie. I told her I didn't want another HP since I just got one. She to me to feel free to call back when I'm ready. I guess I'll try again in another 6 months. chased pulled from EQ, I want to wait until some inq fall off. 



Fako Ex: 743, Fako Eq: 734 Fako TU: 748
I'm BACK in the Garden (App free since 01/02/2013)

Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
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Re: I"m new to MyFico ... Just introducing myself

Thats a bit unfortunate...but atleast you tried and didn't lose anything in the process!

 

Noticed Chase pulled EQ for you. Where are you located?

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712
Frequent Contributor
nuggets321
Posts: 344
Registered: ‎03-25-2011
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Re: I"m new to MyFico ... Just introducing myself

Welcome..... You have come to the right place to gain very useful knowledge and hear various experiences. Word to the wise, some see a variety of approvals and kinda get pushed over the edge into applying for even more.....(trust me, I know from personal experience) just take in the knowledge and DONT EVER BE LATE on a payment....did I mention DONT EVER BE LATE ?? Again.... welcome

TU-717 (MYFICO) EQ- 696(MYFICO) EXP 711(Amex denial letter)
My Wallet : Dicover More 10,000 CL / Amex Zync NPSL / WellsFargoRewards3800 / -CapOne 3000CL / GEMBWalMart 5000CL / Zales 4000CL-Kays 2900--Macys 3000CL /SSFCU 5000CL / CitiBank Plat Select 3000CL / CHASE Freedom 1300CL / Lowes 10,000 CL / BBuyStoreCard 5000CL Sears Store Card (Citi) 3000 / Firestone CFNB 1400 Toyota Financial $35,000 Auto /2200DiscountTire(GECRB) Citi TY Preferred 6500CL / Chase Slate$4000/BofA2500/ToyotaRewardsVisa$6500BofA$6500
Valued Contributor
RockinRay
Posts: 1,947
Registered: ‎08-13-2007
0

Re: I"m new to MyFico ... Just introducing myself

Welcome - glad to have you here! :smileyhappy:

Ray

** Every Card has a Job, and Every Card does its Job **

Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
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Re: I"m new to MyFico ... Just introducing myself

Welcome to the forums. I'm sure you will find these boards very useful in your credit journey. I know I do. Don't be shy to ask anything as there are alot of very seasoned and very knowledgeable credit consumers on here:smileyhappy:


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:
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JusdoNit
Posts: 921
Registered: ‎12-10-2011
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Re: I"m new to MyFico ... Just introducing myself

                               

 

 

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