I am a happy camper. Why? I received my Cap1 cc today with a added surprise, when I applied on line from their invite, they approved me for $300, well today w/cc they informed me I have a $500 limit with 0% APR for 1 year (12/2008). I have the Tribute card and I have paid on time all year and I know I can afford to pay on time with the Cap1. I have learned my cc lessons the hard way and I know now how to pay the game with the wonderful Forums assistance. Woo Woo!
Be nice Cynical. Ihave Crap I mean Cap1 and I have to admit they have been very fair to me compared to everything else I read. Ithink its great card for the OP who seems to be in the process of building credit.
You know, HSBC is the best some of us can do right now. It is a decent rebuilder card, and your negative comments aren't helpful. Thanks.
Sorry, no need to offend anybody. Not attacking the people, just the company. We each have our own personal opinions of each company. For instance, in some threads, amex gets bashed, but of course some people love amex. Same goes for every company. Has its haters and lovers.
