10-09-2012 09:33 AM
if you took the card though? does that result in a hard pull? im just curious.
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |
10-09-2012 09:45 AM
I don't believe so.
10-09-2012 09:57 AM
I did the cart trick too. It was only $750 CL -_-. I don't shop there enough to justify having their card. Lol.
10-09-2012 01:45 PM
I have tried to get that popup for the last two days and it wont come up. is there somthing that can trigger it. iv had from 100 to 300 in the cart and still nothing...
From what I understand, the info you enter has to match what's on file with the CRAs exactly as they soft you for pre-approval. It used to be that you needed to have created a user account on the website. I have had success lately however with just using a guest account and not creating a profile (went on a WFNB shopping cart spree just to see what pre apps I could get). I cannot get a pre-app for Eddie Bauer to save my life though, although Buckle and Express are perfectly willing to throw credit at me apparently.
I have seen posts where people have to try multiple times before the shopping cart trick works for them. I'd keep trying. A healthy amount in the shopping cart prolly doesn't hurt, and remember if you get the pop-up and accept, you don't have to buy what's in the cart. Good luck!
I got the pre-approvel today for $750.
I was shopping for stuff and right after I entered my information and click continue = BOOM the popup. I have about $115 on the cart. I didn't check out since I got the card, but I may suprise the lady at home with something soon =o)
10-09-2012 02:28 PM
Used the shopping cart trick approved for $500, cancelled order, will use it at B&BW for DW's goodies.
10-09-2012 08:59 PM
10-09-2012 10:09 PM
How do you use it at BBW...I was told u had to buy a gift card some years back with the VS card to use it there.
The same way you do at VS. It only works at the actual store, though...not online. Still a very cool perk.
10-10-2012 04:24 AM
10-10-2012 05:52 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO