Hello, everyone.
So I've been using a lot of the advice and experiences that people have shared on these forums (big thank you to you all!) and wanted to just list the CCs I have recently attained over the past couple months. Also, if I should garden at this point. (Pretty sure I should, but felt it doesn't hurt to ask)
Bank of America (Secured) - $400 06/2013
Capital One Platinum MC - $300 06/2013
Barclays MC - $500 07/2013
Capital One QuicksilverOne MC (Got EO to push this through!) - 08/2013
Soft pulls on these two with shopping cart technique:
J.Crew - $250 08/2013
Ann Taylor - $500 08/2013
AU on a Capital One Visa Platinum - 10+ years account with $17K CLI and only about 8% utlization
I have a Toyota CO loan that I am paying off in two weeks (my next paycheck) and my last collection by the end of this month, beginning of September (if all goes well with negotiations with OC). Thank you for your advice, input, etc. Have a great day!
Starting Score: EX: 646, EQ: 624, TU: 639 (07/26/2013)
@ianl33t wrote:Hello, everyone.
So I've been using a lot of the advice and experiences that people have shared on these forums (big thank you to you all!) and wanted to just list the CCs I have recently attained over the past couple months. Also, if I should garden at this point. (Pretty sure I should, but felt it doesn't hurt to ask)
Bank of America (Secured) - $400 06/2013Capital One Platinum MC - $300 06/2013
Barclays MC - $500 07/2013
Capital One QuicksilverOne MC (Got EO to push this through!) - 08/2013
Soft pulls on these two with shopping cart technique:
J.Crew - $250 08/2013Ann Taylor - $500 08/2013
I have a Toyota CO loan that I am paying off in two weeks (my next paycheck) and my last collection by the end of this month, beginning of September (if all goes well with negotiations with OC). Thank you for your advice, input, etc. Have a great day!
6 new accounts in 2 months Oooooooooooooo yessssssssssss
Time to garden I have reserved a spot for you in the garden they are waiting on you and will welcome you with open arms
@myjourney wrote:
@ianl33t wrote:Hello, everyone.
So I've been using a lot of the advice and experiences that people have shared on these forums (big thank you to you all!) and wanted to just list the CCs I have recently attained over the past couple months. Also, if I should garden at this point. (Pretty sure I should, but felt it doesn't hurt to ask)
Bank of America (Secured) - $400 06/2013Capital One Platinum MC - $300 06/2013
Barclays MC - $500 07/2013
Capital One QuicksilverOne MC (Got EO to push this through!) - 08/2013
Soft pulls on these two with shopping cart technique:
J.Crew - $250 08/2013Ann Taylor - $500 08/2013
I have a Toyota CO loan that I am paying off in two weeks (my next paycheck) and my last collection by the end of this month, beginning of September (if all goes well with negotiations with OC). Thank you for your advice, input, etc. Have a great day!
6 new accounts in 2 months Oooooooooooooo yessssssssssss
Time to garden I have reserved a spot for you in the garden they are waiting on you and will welcome you with open arms
Awww, thank you! 
Yeah, I decided to get a decent amount of CCs if possible since I have not used CCs in nearly 5-6 years, if not more. I don't spend what I don't already plan to spend ahead of time, so I've done a good job of keep my overall utilization between 7%-10% maximum for the past 2 months. Thank you for your response and invitation, I see the green gardens and move toward them...