08-21-2013 06:02 AM
08-21-2013 06:22 AM
08-21-2013 06:22 AM
08-21-2013 06:24 AM
CLI should be SP correct since its Comenity
08-21-2013 01:38 PM
Eh, it's still higher than my highest limit. Congrats on the new TL.
08-22-2013 12:19 AM
Same thing here -- they only gave me a $2000 limit which is my lowest. I'm waiting hopefully for an auto cli in 6 months. If they don't regulary give me auto cli's I will probably give the card up. I read here creditors don't like to see low limit cards in your portfolio , or they'd rather see high limit cards on your report since it'll look like you can handle/manage money better. Is this true?
08-22-2013 12:35 AM
I decided to app for the Comenity Total Rewards Visa because I really enjoy going to Las Vegas and they gave me a $1500 limit. I called and they increased it to $2700, but that's still my lowest credit limit. I am really, really disappointed in myself that I pretty much wasted a hard pull. $2700 doesn't buy much of anything for a serious vacation. I am going into the garden for the next year.
I find a visa by Comenity weird because they do give some nice limits for store cards like West Elm and Z Gallerie and such but huge $10k lines or something I just never read or hear of and this Total Visa is no different... sounds like a pretty high limit for starters from them to me... sorry I know probably not what you want to hear.
08-22-2013 01:41 AM
Its better to have a HP and get something for a CLI than nothing. Congrats on the CLI
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