cancel
Showing results for 
Search instead for 
Did you mean: 

I thank I found my Third CC choice!

tag
L-TWT
Established Contributor

I thank I found my Third CC choice!

 
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card

 

Finally a card that’s all cash that you control. The U.S. Bank Cash+ Visa Signature card lets you choose and change your 5% and 2% Cash+ Categories, plus you get 1% back on everything else - with no limit on how much you can earn.

 

  • Earn 5% cash back on two categories that you choose, like home improvement stores or airline tickets.1, 2

  • Earn 2% cash back on gas, groceries or drug stores – choose one.1, 2

  • Earn 1% cash back on everything else.

  • Get a $25 Cash+ Bonus each time you redeem $100 or more cash back in a single redemption.3

  • No Annual Fee

     

    So, what do you guys think? If any1 has USBank, how is their reputation? "Good" feedback would be much appreciated.......


Message 1 of 41
40 REPLIES 40
Wolf3
Senior Contributor

Re: I thank I found my Third CC choice!

A US bank cobranded card is on the top of my list to get.   So far I have been declined twice for a US Bank CC.   

Message 2 of 41
Anonymous
Not applicable

Re: I thank I found my Third CC choice!

Smiley Surprised that's a good card. You can get 5% cash back for utilities including car insurance. I might put this at the top of my list of next card to apply for next year. Is US bank credit cards hard to get?

Message 3 of 41
Crashem
Valued Contributor

Re: I thank I found my Third CC choice!

Another site was showing this card.  It does seem really great.  Some good 5% categories for me.  Looks like you have to select every quarter or back to 1%.

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 41
pizzadude
Credit Mentor

Re: I thank I found my Third CC choice!


@Anonymous wrote:

Smiley Surprised that's a good card. You can get 5% cash back for utilities including car insurance. I might put this at the top of my list of next card to apply for next year. Is US bank credit cards hard to get?


US Bank is a conservative lender.....and given that this is a signature card I would expect that you would need to have relatively squeaky clean reports to get approved...

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 5 of 41
L-TWT
Established Contributor

Re: I thank I found my Third CC choice!

Just finished talking w/ a New Account Manager Specialist, I never like to talk w/ the 1st line CSR for they never seemed to be trained adequately...Long story short the card seemed less interesting after getting more info....like no EMV global chip & visa paywave available, and there is a FTF, all 3 things that i am looking for!


Message 6 of 41
Crashem
Valued Contributor

Re: I thank I found my Third CC choice!

Just seems like great cash card to me.

               LIMITS IN CARD DESCRIPTIONS
Message 7 of 41
Crashem
Valued Contributor

Re: I thank I found my Third CC choice!

BTW, what is US Banks history of changing terms and cards?  Meaning if it is not working for them, how do they handle it.  AMEX for example is pretty good about it, they usually let original card holders the option of keeping their old plan but don't let new people get it.  No history with US Card so I dont know how they handle it.

               LIMITS IN CARD DESCRIPTIONS
Message 8 of 41
flowfaster
Established Contributor

Re: I thank I found my Third CC choice!

Hi can anyone list the 5% categories that your able to choose from?

Thanks

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Message 9 of 41
drkaje
Senior Contributor

Re: I thank I found my Third CC choice!

They're supposed to be a reallty great company. I applied for a US Bank card a few years ago but wasn't eligible because they didn't have any branches in New York.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 10 of 41
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.