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Established Contributor
Posts: 551
Registered: ‎12-18-2011
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I thank I found my Third CC choice!

 
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card

 

Finally a card that’s all cash that you control. The U.S. Bank Cash+ Visa Signature card lets you choose and change your 5% and 2% Cash+ Categories, plus you get 1% back on everything else - with no limit on how much you can earn.

 

  • Earn 5% cash back on two categories that you choose, like home improvement stores or airline tickets.1, 2

  • Earn 2% cash back on gas, groceries or drug stores – choose one.1, 2

  • Earn 1% cash back on everything else.

  • Get a $25 Cash+ Bonus each time you redeem $100 or more cash back in a single redemption.3

  • No Annual Fee

     

    So, what do you guys think? If any1 has USBank, how is their reputation? "Good" feedback would be much appreciated.......




"having a credit card is nice, but having cash in hand will always be king"
Senior Contributor
Posts: 3,197
Registered: ‎01-24-2010
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Re: I thank I found my Third CC choice!

A US bank cobranded card is on the top of my list to get.   So far I have been declined twice for a US Bank CC.   

New Member
Posts: 9
Registered: ‎02-28-2011
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Re: I thank I found my Third CC choice!

Smiley Surprised that's a good card. You can get 5% cash back for utilities including car insurance. I might put this at the top of my list of next card to apply for next year. Is US bank credit cards hard to get?

BofA cash rewards 3-2-1 $2,000, Discover more $1,500, Amex zync $500 hard limit, Barclays apple financing card $1,200, Walmart store card $700

Goal: Garden for a year and get an Amex revolver!
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: I thank I found my Third CC choice!

Another site was showing this card.  It does seem really great.  Some good 5% categories for me.  Looks like you have to select every quarter or back to 1%.

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Super Contributor
Posts: 9,668
Registered: ‎01-28-2010
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Re: I thank I found my Third CC choice!


drakeharmon06 wrote:

Smiley Surprised that's a good card. You can get 5% cash back for utilities including car insurance. I might put this at the top of my list of next card to apply for next year. Is US bank credit cards hard to get?


US Bank is a conservative lender.....and given that this is a signature card I would expect that you would need to have relatively squeaky clean reports to get approved...

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
Posts: 551
Registered: ‎12-18-2011
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Re: I thank I found my Third CC choice!

Just finished talking w/ a New Account Manager Specialist, I never like to talk w/ the 1st line CSR for they never seemed to be trained adequately...Long story short the card seemed less interesting after getting more info....like no EMV global chip & visa paywave available, and there is a FTF, all 3 things that i am looking for!




"having a credit card is nice, but having cash in hand will always be king"
Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: I thank I found my Third CC choice!

Just seems like great cash card to me.

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Valued Contributor
Posts: 3,096
Registered: ‎01-26-2012
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Re: I thank I found my Third CC choice!

BTW, what is US Banks history of changing terms and cards?  Meaning if it is not working for them, how do they handle it.  AMEX for example is pretty good about it, they usually let original card holders the option of keeping their old plan but don't let new people get it.  No history with US Card so I dont know how they handle it.

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Established Contributor
Posts: 793
Registered: ‎08-30-2011
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Re: I thank I found my Third CC choice!

Hi can anyone list the 5% categories that your able to choose from?

Thanks

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
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Re: I thank I found my Third CC choice!

They're supposed to be a reallty great company. I applied for a US Bank card a few years ago but wasn't eligible because they didn't have any branches in New York.


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