Credit Cards

[SoCalBound]

Without these forums, I probably would have a VS Card, An Amazon Store card (which i still want, but I have greater goals in mind at this point), and a barclays itunes card. None particularly helping me in my credit journey.

Because of these forums and people, I rethought out my credit goals, near and short term.

Because of me, I am going to stick by my goals and keep nuturing my scores and new credit relationships.

I do think I slightly overapped, however they were all with long term goals in mind and I will not be apping for a long while.

It seems the people with toy limits tend to work against themselves, constantly apping, getting more toy limits and increasing their inquiries and new accounts instead of  working on the cards they have (though I admit, having a cap one card is ugh)

Be firm, remember your credit journey is not about other people's apps and successes, but all about you and what is best for you both short and long term.

[jordanmedical]

I know what you mean, root. I think once I get all the cards I want (Chase Freedom, NFCU cashrewards and navcheck, BB, Discover More or US Bank Cash +), It'll be different. I think thats why high acheivers with all the cards they want do better in the garden.

[CK_Charles_Lover]

I do feel addicted to this forum, BUT reading other people's success is good enough for me so I don't feel the "itch" often.

[rootpooty]

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CK_Charles_Lover wrote:

I do feel addicted to this forum, BUT reading other people's success is good enough for me so I don't feel the "itch" often.

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lol thats prob because you have some excellent lines already

[CreditChampion]

New found motivation to stay in the garden occurred due to an unexpected medical collection pop up. I am doing hippa at the moment so I'm planted firmly in that garden lol.