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Established Contributor
glamchick
Posts: 520
Registered: ‎01-09-2008
0

I think i was just denied a credit card :( Tell me what you think

I applied for The Childrens Place CC and its through Citibank.  When I applied online it said they will let me know in 2 weeks if Ive been accepted.  Well if they were going to accept me I think they would have told me waht i was approved for right away.
 
My scores are
 
EQ 666
EX 610
TU 650
 
Thanks and let me know what you think

Starting Score: 501
Current Score: 598
Goal Score: 700


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Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: I think i was just denied a credit card :( Tell me what you think



glamchick wrote:
I applied for The Childrens Place CC and its through Citibank. When I applied online it said they will let me know in 2 weeks if Ive been accepted. Well if they were going to accept me I think they would have told me waht i was approved for right away.
My scores are
EQ 666
EX 610
TU 650
Thanks and let me know what you think



Not necessarily a denial. Look in the backdoor sticky in this thread for Citi. Call the automated line for application status. It might take a couple of weeks to generate a decision. I got the 30 day message on my first Citi app. Think positively.
Regular Contributor
thatdoodjohn
Posts: 153
Registered: ‎07-01-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

I got a 30 day // under review thing as well. Of course I was only 18. It could go both ways, honestly. I know the feeling of anxiety, and it sucks. But goodluck! :smileyhappy:
Established Contributor
bamagirl1
Posts: 1,045
Registered: ‎12-30-2007
0

Re: I think i was just denied a credit card :( Tell me what you think

do you have any baddies on your report? bk, coll, lates? have you had any prev cards w/citibank?
 
keep us posted..
 
good luck!
~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??
Established Contributor
glamchick
Posts: 520
Registered: ‎01-09-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

I do have a bankruptcy from 2001 and  2 collections from 2003 that I am fighting now to get off.  But thats all. 
 
I will try the backdoor number.
 
Wish me luck and I will keep you posted!

Starting Score: 501
Current Score: 598
Goal Score: 700


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Frequent Contributor
Solarjuju
Posts: 335
Registered: ‎04-04-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

I received the same reply from Citicards but I called a couple of days later to check status and they told me I was approved. You can try calling them to find out the status of your application.
Established Member
gourmetguru
Posts: 29
Registered: ‎09-13-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

i just applied for the children's place card as well...my message said your app is pending, we will contact you. I dont remember how many days, i just know it said pending..which usually when i apply for things it says not able to approve at this time...so i was surprised it said pending...did any of yours say pending?
Valued Contributor
tray
Posts: 1,489
Registered: ‎01-29-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

Hi, I hope you obtain this card good luck.  You always read the threads how citi is not BK friendly, so if you do get this card it will be an inspiration for others to follow.

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Established Member
gourmetguru
Posts: 29
Registered: ‎09-13-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

i called, rep stated i was declineg, so i guess pending isnt much of an indicator for some
Established Contributor
Uniqua
Posts: 683
Registered: ‎04-05-2008
0

Re: I think i was just denied a credit card :( Tell me what you think

It's hard to say with Citibank. Some people say they are not BK friendly, then others have said they were approved with an older BK showing on their CRs. When I app'd, I did it in the store and got instant approval. Maybe you should call them up.

Starting Score: TU 723, EQ 708
Current Score: TU 796, EQ 743
Goal Score: TU 800, EQ 800


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Starting Score: 708
Current Score: 743
Goal Score: 800


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