Credit Cards Center Credit cards from our partners
Reply
Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

I think it's time to bid FP adieu

My oldest account... 4/2011... With only one CLI ever... From 300 to 500 in June.

I think it's time for it to go.

I don't want any future manual reviews to show it open... It makes me feel dirty. And having a card with such a low limit gives lenders more of a reason to give me sad CLs.

Oh, yeah, and that fee. No thanks.

The call is scheduled for tomorrow. Hooray!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: I think it's time to bid FP adieu

Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

Re: I think it's time to bid FP adieu

Right!!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Frequent Contributor
Posts: 288
Registered: ‎05-21-2011
0

Re: I think it's time to bid FP adieu

You think ??? Its time for your FP to meet Edward Scissorhands. You must free yourself of that card.

GL
Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $7200........Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 102K in credit and 754 fico.
Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

Re: I think it's time to bid FP adieu

Ha!! I couldn't agree more, Negg! Thanks! Smiley Happy
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: I think it's time to bid FP adieu

R.I.P.

FP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

Re: I think it's time to bid FP adieu

LOL, MJ! Tombstone reads "Served its purpose - but died due to its AF."
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Community Leader
Senior Contributor
Posts: 30,826
Registered: ‎02-07-2013
0

Re: I think it's time to bid FP adieu


joshuapd1987 wrote:
LOL, MJ! Tombstone reads "Served its purpose - but died due to its AF."

You got it Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Established Contributor
Posts: 699
Registered: ‎07-12-2013
0

Re: I think it's time to bid FP adieu

I can't wait to get rid of my FP card, the only reason I got it was for that "just in case" sense of security because of a bunch of recent travel and a wedding my wife and I financed.  Once I get my auto CLI with Merrick (hopefully in a couple days) I think I'm calling and cancelling FP.  

 

Oz


NFCU cashRewards VS 25k (Joint), NFCU Flagship VS 25k, AMEX BCP 25k, Cap1 QS WMC 23.9k, Chase United Mileageplus Expolrer VS 13k, NHL Discover It 11.5k, Citi Hilton HHonors VS 8.5k, AMEX Hilton HHonors 8k, USAA Rewards VS 8k, Barclaycard Sallie Mae WMC 7.7k, NFCU goRewards VS 7k, Citi DC WEMC 6.2k, Chase Freedom VS 5k, Chase Marriot VS 5k, Chase AARP 5k, AMEX ED 2k, Amazon Prime Store Card 10k, NFCU CLOC 15k. AU: Chase IHG WMC 22k, AMEX ED 19.5k, Best Buy Visa 10k, Chase Freedom 5k,
Current FICOs [08/22/2016]: EQ 704 | TU 726 | EXP 719 | Past FICOs: [06/2013]: EQ 573 | TU 585 | EXP 541 |
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: I think it's time to bid FP adieu

Closing an fp card is probably as satisfying as getting a huge cli! Lmao


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.