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Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

I think it's time to bid FP adieu

My oldest account... 4/2011... With only one CLI ever... From 300 to 500 in June.

I think it's time for it to go.

I don't want any future manual reviews to show it open... It makes me feel dirty. And having a card with such a low limit gives lenders more of a reason to give me sad CLs.

Oh, yeah, and that fee. No thanks.

The call is scheduled for tomorrow. Hooray!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Moderator
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Registered: ‎09-13-2012
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Re: I think it's time to bid FP adieu

Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

Re: I think it's time to bid FP adieu

Right!!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Frequent Contributor
Posts: 267
Registered: ‎05-21-2011
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Re: I think it's time to bid FP adieu

You think ??? Its time for your FP to meet Edward Scissorhands. You must free yourself of that card.

GL
Delta Amex $9500.........Marriott Rewards Premier $6500.......Discover IT $9700......Citi Preferred $3900.........Chase Freedom $4800......Barclay(apple) $5100........BofA $1500.......Capital One $4500....FNO.....$4900.....Barclay(Hawaiian airlines)$11,000
Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

Re: I think it's time to bid FP adieu

Ha!! I couldn't agree more, Negg! Thanks! Smiley Happy
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Community Leader
Senior Contributor
Posts: 28,781
Registered: ‎02-07-2013
0

Re: I think it's time to bid FP adieu

R.I.P.

FP

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Frequent Contributor
Posts: 305
Registered: ‎08-08-2011
0

Re: I think it's time to bid FP adieu

LOL, MJ! Tombstone reads "Served its purpose - but died due to its AF."
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Community Leader
Senior Contributor
Posts: 28,781
Registered: ‎02-07-2013
0

Re: I think it's time to bid FP adieu


joshuapd1987 wrote:
LOL, MJ! Tombstone reads "Served its purpose - but died due to its AF."

You got it Smiley LOL

This point should be stressed more here an app spree should not be encouraged because its not for every profile
A thick file will support more apps at one time while a thin file may see negative reaction to this process

IMHO 4+ at one time is to many for a new file and it should be kept to 1-3 a year but we get caught up sometimes in seeing the little wheel spin and the words approved
Established Contributor
Posts: 678
Registered: ‎07-12-2013
0

Re: I think it's time to bid FP adieu

I can't wait to get rid of my FP card, the only reason I got it was for that "just in case" sense of security because of a bunch of recent travel and a wedding my wife and I financed.  Once I get my auto CLI with Merrick (hopefully in a couple days) I think I'm calling and cancelling FP.  

 

Oz

AU: Past FICOs: [06/2013]: EQ 573 | TU 585 | EXP 541 |
Current FICOs [02/09/2016]: EQ 711 | TU 722 | EXP 723
Valued Contributor
Posts: 1,715
Registered: ‎03-07-2013
0

Re: I think it's time to bid FP adieu

Closing an fp card is probably as satisfying as getting a huge cli! Lmao


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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