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I think it's time to bid FP adieu

Frequent Contributor

I think it's time to bid FP adieu

My oldest account... 4/2011... With only one CLI ever... From 300 to 500 in June.

I think it's time for it to go.

I don't want any future manual reviews to show it open... It makes me feel dirty. And having a card with such a low limit gives lenders more of a reason to give me sad CLs.

Oh, yeah, and that fee. No thanks.

The call is scheduled for tomorrow. Hooray!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 1 of 13
12 REPLIES
Moderator Emerita

Re: I think it's time to bid FP adieu

Message 2 of 13
Frequent Contributor

Re: I think it's time to bid FP adieu

Right!!
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 3 of 13
Frequent Contributor

Re: I think it's time to bid FP adieu

You think ??? Its time for your FP to meet Edward Scissorhands. You must free yourself of that card.

GL
CSR.........11,900.......Delta Amex $11,200.........Marriott Rewards Premier $8000.......Discover IT $9700......Citi Preferred $8600.......Chase Freedom $10,800.....Barclay(apple) $11,600......BofA $1500.......Capital One $7400......FNO $7200........Barclay(Hawaiian airlines)$11,000......Citi Costco $15,000. June 1st 2013 0 credit cards and 575 fico. Today 114K in credit and 784 fico and ZERO INQUIRIES......ZERO.
Message 4 of 13
Frequent Contributor

Re: I think it's time to bid FP adieu

Ha!! I couldn't agree more, Negg! Thanks! Smiley Happy
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 5 of 13
Super Contributor

Re: I think it's time to bid FP adieu

R.I.P.

FP

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 13
Frequent Contributor

Re: I think it's time to bid FP adieu

LOL, MJ! Tombstone reads "Served its purpose - but died due to its AF."
MyFICO Scores: 720 (EX 10/05) | 718 (EQ 10/05) | 703 (TU 10/05)| | Amex Plat NPSL | Amex PRG NPSL | Amex Business Gold NPSL | Chase Sapphire Preferred 22,000 | Chase Freedom 20,000 | Walmart 15,000 | Amex Delta Reserve 12,900 | Chase Ritz 10,000 | Diner's Club Elite 10,000 | NASA Platinum Rewards 8,800 | Capital One Quicksilver 2,500
Message 7 of 13
Super Contributor

Re: I think it's time to bid FP adieu


joshuapd1987 wrote:
LOL, MJ! Tombstone reads "Served its purpose - but died due to its AF."

You got it Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 8 of 13
Established Contributor

Re: I think it's time to bid FP adieu

I can't wait to get rid of my FP card, the only reason I got it was for that "just in case" sense of security because of a bunch of recent travel and a wedding my wife and I financed.  Once I get my auto CLI with Merrick (hopefully in a couple days) I think I'm calling and cancelling FP.  

 

Oz

AU:
Current FICOs [03/08/2017]: EQ 708 | TU 738 | EXP 718 | Past FICOs: [06/2013]: EQ 573 | TU 585 | EXP 541 |
Message 9 of 13
Valued Contributor

Re: I think it's time to bid FP adieu

Closing an fp card is probably as satisfying as getting a huge cli! Lmao


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 10 of 13