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I think its finally time for me to get in with Amex

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zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex


@BluePoodle wrote:

@zyzzus wrote:

 

 

My mother opened BCE last year. If I get added as AU before being approved for this I get to backdate?

 

I have experian on ice... I'll need to thaw correct? From the small amount of reading I've done this card trumps bce as long as I use points to travel?

 

I have a lot of cards reporting balances right now and just paid off an auto loan. Going to let these payments report have one card show a balance and give it one final whirl. If they deny me again I'll give up lol


Zyzzus, did you decide to apply?


I will apply once my report updates.  I've paid off my 10K auto loan and I am going to have all cards but one report 0 balance.... My mortgage may report by then and its a crap shoot I suppose if thats good or not.

 

I'd like to believe by now I am a good risk we shall see.

 

I will bump the thread if you like once I apply Smiley Happy should be a little after the first of may once everything updates.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 21 of 44
Kenny
Moderator Emeritus

Re: I think its finally time for me to get in with Amex

You'll for sure get it. Smiley Wink Either way! Now or then!
Message 22 of 44
RushXTC
Established Contributor

Re: I think its finally time for me to get in with Amex

Eh... I'll stick with my BCE.

Message 23 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex


@RushXTC wrote:

Eh... I'll stick with my BCE.


Rush I had assumed that I would get BCE but my current card line-up kills BCE in a cash back stand point.

I have two 2% on everything cards and with me being a single guy Sallie Mae's 5% on groceries is the GOAT card.

 

To each their own (:

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 24 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex

Got a pre-approval in for BCE as well.

 

I am patiently waiting for my reports to update.

 

Is it customary to apply for charge card then revolver?

 

I don't need/want a charge card I just want this everyday card. 

 

Crossing my fingers I have a feeling amex hates me.

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 25 of 44
bape7u
Member

Re: I think its finally time for me to get in with Amex

I got the same letter with 12.99% APR, except it offers 25,000 points(spend 2k within 3 months). However, I am still deciding between this and BCE. Will apply either one on 6/1 Smiley Happy  Hopefully I will get approve since I got a mortagage and a car lease last year. 6/1 will make my car lease 1 year..

Credit cards: Cap1 Quicksilver 5.5k , BOA cash rewards 5k, AE BCE 10k
Message 26 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex

Nice offer I am jealous!

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 27 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex

I'm in!

 

Finally!



How can I see my limit?

 

Screenshot from 2014-05-08 18:07:23.png

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 28 of 44
mongstradamus
Super Contributor

Re: I think its finally time for me to get in with Amex


@zyzzus wrote:

I'm in!

 

Finally!



How can I see my limit?

 

Screenshot from 2014-05-08 18:07:23.png


you can call in and they will tell you waht your CL is  congrats btw welcome to amex family :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 29 of 44
LearningMoreAboutCredit
Frequent Contributor

Re: I think its finally time for me to get in with Amex


@zyzzus wrote:

I'm in!

 

Finally!



How can I see my limit?

 

Screenshot from 2014-05-08 18:07:23.png


Congrats and welcome to the Amex family.


Any advice given is always YMMV...

Current FICOs: 740+ across the board | Goal: >760 FICO | Total CLs: $63.3k/$60k Goal | Utilization: 19% | Last App: 05/01/2014 | INQ: EX: 10, EQ: 8, TU: 5, All Expire 06/2016; No Collections/Charge Offs/BK's | AAoA: 7yrs.
| All Reports Frozen!!! | No Apps til 12/2015 | Homeowner since: 06/28/13 | White Whales: Marriott Rewards, Discover IT, Sallie Mae WMC, Sams MC
Message 30 of 44
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