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I think its finally time for me to get in with Amex

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zyzzus
Established Contributor

I think its finally time for me to get in with Amex

IMG_20140420_150635369.jpg 

 

 

My mother opened BCE last year. If I get added as AU before being approved for this I get to backdate?

 

I have experian on ice... I'll need to thaw correct? From the small amount of reading I've done this card trumps bce as long as I use points to travel?

 

I have a lot of cards reporting balances right now and just paid off an auto loan. Going to let these payments report have one card show a balance and give it one final whirl. If they deny me again I'll give up lol

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 1 of 44
43 REPLIES 43
Shelly313
New Contributor

Re: I think its finally time for me to get in with Amex

DH got the same offer, and was approved!  We are still waiting for it to come!  I think the APR is great.  I would also not expose your RSVP code online, IMO.

Started Gardening 4/3/2014

Current Score: (04/2014) EX: 629 I TU: 650 I EQ: 654

In my Wallet:
Barclays NFL: $2000 I VS: $700 I Discover: $1600 I AU: Amex ED $2000
Message 2 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex


@Shelly313 wrote:

DH got the same offer, and was approved!  We are still waiting for it to come!  I think the APR is great.  I would also not expose your RSVP code online, IMO.


Thank you shelly

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 3 of 44
Shelly313
New Contributor

Re: I think its finally time for me to get in with Amex

Yes, you will also need to unfreeze your EX too.  

Started Gardening 4/3/2014

Current Score: (04/2014) EX: 629 I TU: 650 I EQ: 654

In my Wallet:
Barclays NFL: $2000 I VS: $700 I Discover: $1600 I AU: Amex ED $2000
Message 4 of 44
Shelly313
New Contributor

Re: I think its finally time for me to get in with Amex


@zyzzus wrote:

@Shelly313 wrote:

DH got the same offer, and was approved!  We are still waiting for it to come!  I think the APR is great.  I would also not expose your RSVP code online, IMO.


Thank you shelly


np Smiley Happy

Started Gardening 4/3/2014

Current Score: (04/2014) EX: 629 I TU: 650 I EQ: 654

In my Wallet:
Barclays NFL: $2000 I VS: $700 I Discover: $1600 I AU: Amex ED $2000
Message 5 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex


@Shelly313 wrote:

@zyzzus wrote:

@Shelly313 wrote:

DH got the same offer, and was approved!  We are still waiting for it to come!  I think the APR is great.  I would also not expose your RSVP code online, IMO.


Thank you shelly


np Smiley Happy


fixed Smiley Happy I can't believe I didn't realize that lol

 

May I have info on dh's profile?

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 6 of 44
Shelly313
New Contributor

Re: I think its finally time for me to get in with Amex

I know that the DH score is in the 700's, and he has a CHASE with currently 50% utilization.  (His limit is 3k), he has Discover IT with 33% UTL with a limit of 7k, and another card with 25% UTL.

 

He is still paying his student loan off, and paid off his car loan last year.

Started Gardening 4/3/2014

Current Score: (04/2014) EX: 629 I TU: 650 I EQ: 654

In my Wallet:
Barclays NFL: $2000 I VS: $700 I Discover: $1600 I AU: Amex ED $2000
Message 7 of 44
-Wade-
Valued Contributor

Re: I think its finally time for me to get in with Amex


@zyzzus wrote:

IMG_20140420_150635369.jpg

 

My mother opened BCE last year. If I get added as AU before being approved for this I get to backdate?

 

I have experian on ice... I'll need to thaw correct? From the small amount of reading I've done this card trumps bce as long as I use points to travel?

 

I have a lot of cards reporting balances right now and just paid off an auto loan. Going to let these payments report have one card show a balance and give it one final whirl. If they deny me again I'll give up lol


Good luck to you Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 8 of 44
Crysis
New Contributor

Re: I think its finally time for me to get in with Amex

Just an FYI, that little square in the corner is a bar code.  It's called a QR code, and it might have information that shouldn't be disclosed.

In the garden since 06 Nov, 2020. Plan to stay til March/April to get one more card for the AZEO, then garden for at least a year.
New acquisitions
Kohls 0/300 Nov2020
Capital One 25/300 0ct 2020
Message 9 of 44
zyzzus
Established Contributor

Re: I think its finally time for me to get in with Amex


@Crysis wrote:

Just an FYI, that little square in the corner is a bar code.  It's called a QR code, and it might have information that shouldn't be disclosed.


holy hell lol

thanks editing

anyone got answers to the backdating question?

Capital One Quicksilver- $5,400 | Chase Freedom - $8,000 | Chase Freedom Unlimited- $13,000 | Chase Amazon -$5,000 | Priceline Visa -$10,000 | US Bank Cash+ - $18,200 | Fidelity Visa -$10,000 | Sallie Mae- $10,000  | DCU Platinum $12,000 | Discover IT - $10,000 | Amex EveryDay - $25,000  | Amex BlueCash Everyday- $9,800 | Citi DoubleCash - $18,000 | Sapphire Preferred- $13,000 Freedom Unlimited$7,000 Blispay$12,000 | Chase Sapphire Reserve- $18,000 | Consumers Credit Union Visa Sig Cash Rebate$25,000

Message 10 of 44
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