@Anonymous wrote:Now I will admit I’ve been getting cards that look cool rather than maximizing rewards
( hasnt gone too poorly actually). I want to change that!
@Anonymous wrote:Have I failed to consider a card?
It would really help to start with your major spend categories and your volume on each to see if you're covered on those. Are you only considering cash back cards? It seems like you're interested in a "catch-all" card for categories that aren't covered by other cards -- is that correct?
@Anonymous wrote:How many freaking cards do you guys carry?
Doesn't matter what others carry. You have to determine what works for you. You need to balance the number of cards that you need to maximize your rewards versus what you can reasonably manage.
@Anonymous wrote:Looking at the market it looks like ( even though I don’t want to ) I should SD my Amex and get a Salime card. Thoughts on this? Not really a Salime on principal, and I refuse to get a BOA card either. I dislike both institutions.
The market doesn't matter. Again, it's what suits you that matters. There's a chart floating around comparing rewards versus different levels of spend for the BCE, BCP and Sallie Mae (and dual Sallie Maes). It doesn't take the old Blue Cash into account which can be better suited to even high amounts of spend. If you don't want to do the math yourself you should refer to the chart.
