Reply
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: I took a HP for that???? SMH Cap One EO.

+1@calihlove!
HSBC/c1 won't get any hard pulls from me!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 342
Registered: ‎08-31-2010
0

Re: I took a HP for that???? SMH Cap One EO.

Wow... I just went through EO last week and after the call I received no hard pull and they raised my CL from $1500 to $5500... Ugh... Sorry to hear.

Why did they hard pull you? From the majority in this forum they, as in capital one, soft pull for cli.
3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
Frequent Contributor
Posts: 342
Registered: ‎08-31-2010
0

Re: I took a HP for that???? SMH Cap One EO.

Or is it because It's a HSBC card? Still a bummer...
3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: I took a HP for that???? SMH Cap One EO.

Yeah the C1 sp me from 1300-5000. That's great!
But HSBC is HP happy, and they pretty much suck. Although one guy got a $10k cl recently from like $1000 lol and another guy requested $35,000 recently... Idk if he got it haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Valued Contributor
Posts: 1,922
Registered: ‎03-30-2012
0

Re: I took a HP for that???? SMH Cap One EO.

I checked my account this morning and my AF ($59) did get credited. It is a small consolation prize, I guess.

 

I didn't see a score drop due to the inquiry so it is what it is, I guess. I may try again once the transition is complete and I have a new card. Hopefully, they'll be able to do better.

Scores 1/12/2014: TU FICO: 660 | EQ FICO: 665 | EX AMEX FICO: TBD

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1600 | Target: $700 | J.Crew $9950
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.