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I took a HP for that???? SMH Cap One EO.

Senior Contributor

Re: I took a HP for that???? SMH Cap One EO.

+1@calihlove!
HSBC/c1 won't get any hard pulls from me!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 15
Frequent Contributor

Re: I took a HP for that???? SMH Cap One EO.

Wow... I just went through EO last week and after the call I received no hard pull and they raised my CL from $1500 to $5500... Ugh... Sorry to hear.

Why did they hard pull you? From the majority in this forum they, as in capital one, soft pull for cli.
3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
Message 12 of 15
Frequent Contributor

Re: I took a HP for that???? SMH Cap One EO.

Or is it because It's a HSBC card? Still a bummer...
3/2010 - EX 555 (FAKO) EQ 542 TU 548
GOAL: 680+
Goal exceeded! - EQ - 712 TU - 701
2/2015 - 750+ across the board!
Message 13 of 15
Senior Contributor

Re: I took a HP for that???? SMH Cap One EO.

Yeah the C1 sp me from 1300-5000. That's great!
But HSBC is HP happy, and they pretty much suck. Although one guy got a $10k cl recently from like $1000 lol and another guy requested $35,000 recently... Idk if he got it haha
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 14 of 15
Valued Contributor

Re: I took a HP for that???? SMH Cap One EO.

I checked my account this morning and my AF ($59) did get credited. It is a small consolation prize, I guess.

 

I didn't see a score drop due to the inquiry so it is what it is, I guess. I may try again once the transition is complete and I have a new card. Hopefully, they'll be able to do better.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 15 of 15