12-27-2012 01:49 PM
So I've been reading all the wonderful stories about NFCU and decided to join on yesterday. Well I received a call today from a CSR regarding the online site. After he finished telling me about the great benefits of NFCU he says, Mr. ... You are eligible for our Flagship card, little did he know I was planning on applying on Jan 2nd (paid off cc's to get utl down, waiting for update CR). After providing my info, he said it would be 3-5 business days before a decision. Wow. He said, they are behind with reviewing applications. I'm a little nervous right now.
12-27-2012 02:26 PM - edited 12-27-2012 04:04 PM
Did he give you an access number for your account? If so you can always check here to find out the status: NFCU CC/Loan status
EDIT: Also wanted to add that I joined and app'd last Friday and I didn't get the email notice until Xmas day. So yea I would say that the Xmas rush is definitely on and I'm sure between the rush and vacations they are a little behind.
12-27-2012 03:41 PM
I have had NFCU online site give me the 3-5 day message and was able to view an approved status within 24 hours. It may be because of the holidays they are really behind but it is not their norm.
12-27-2012 04:00 PM
I just receive my card today. Nreward at $14k CL. Lucky for me it was an instant approval. I didn't have to go thru he torture of waiting.
12-27-2012 05:32 PM
Hello and welcome yes im sure u will be fine congrats on being part of the nfcu family.keep us updated!
12-27-2012 05:36 PM
i also got the 3-5 day wait for my siggy card. I was approved the next day.
12-27-2012 05:43 PM
What's the best NFCU card to get? I've got a 678 Fico... Looking to get a good card with a decent limit
12-27-2012 05:54 PM
Miked0938 wrote:What's the best NFCU card to get? I've got a 678 Fico... Looking to get a good card with a decent limit
I don't think any are bad....just need to check out the differences and see which one fits your spending and personal preferences.
12-27-2012 07:32 PM
Just call and tell them you would like to have your application reviewed now, they will comply with your request.
12-28-2012 10:25 PM
Update: I was approved with a 5k CL. Decided to call to see why I received the minimum CL and request an additional 5k, I should have an answer by next week.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


