Credit Cards

[j_casteel]

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BaraQ wrote:

Update: I was approved with a 5k CL. Decided to call to see why I received the minimum CL and request an additional 5k, I should have an answer by next week. 

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congrats!

$5k isn't a minimum CL? Don't be upset if they HP you again for the recon. They are very pull happy!

[pbl1999]

Wow. I guess it's true, nfcu love to hp. Although the Rep assured me they wouldn't do a hp, THEY did! 4 hp in 3 days.

[Rhaeny]

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BaraQ wrote:

Wow. I guess it's true, nfcu love to hp. Although the Rep assured me they wouldn't do a hp, THEY did! 4 hp in 3 days.

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Yea they did me the same last week except I only got 3 hp's plus a soft.  Until you actually go through it, the description "HP Happy" just doesn't have the same meaning 

[j_casteel]

So did you get the CLI?

[Rhaeny]

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j_casteel wrote:
So did you get the CLI?

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Yes, they originally offered me a $2K Signature.  I countered for $7500 and they came back with $5K.

[Rhaeny]

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j_casteel wrote:

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BaraQ wrote:

Update: I was approved with a 5k CL. Decided to call to see why I received the minimum CL and request an additional 5k, I should have an answer by next week. 

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congrats!

$5k isn't a minimum CL? Don't be upset if they HP you again for the recon. They are very pull happy!

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No, $5K isn't a minimum CL with NFCU.  Some have been approved for $500.

[j_casteel]

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Rhaeny wrote:

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j_casteel wrote:
So did you get the CLI?

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Yes, they originally offered me a $2K Signature.  I countered for $7500 and they came back with $5K.

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I was referring to the OP if s/he got the CLI s/he wanted with the recon and HP. 

[Rhaeny]

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j_casteel wrote:

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Rhaeny wrote:

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j_casteel wrote:
So did you get the CLI?

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Yes, they originally offered me a $2K Signature.  I countered for $7500 and they came back with $5K.

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I was referring to the OP if s/he got the CLI s/he wanted with the recon and HP. 

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Oops! Sorry!

There's always one person huh?  LOL!!!

[pbl1999]

Not sure about the CLI, hoping to find out next week.

[jbunton444]

Congratulations; I'm taking the plunge, in waiting, attempting to graduate many cards into a few nice large CLI's.  We shall see; still a BK on Transunion and Experian until June/Junly 2013 (off of Equifax though -- won't complain)... hear they're a good bank.

Josh