11-07-2009 09:02 AM
11-07-2009 09:33 AM
Really sorry that happened to ya VEE.
I might apply in December, I 'm hoping a Sears CO (citi) will drop off my TU report this month. I could be wrong but I think Macy's is Citi-backed and I've never been approved for this card and I believe this is the reason...
11-07-2009 11:57 AM
11-07-2009 12:42 PM
nah, don't give up, why let a handful of unhelpful cs encounters distract you from a worthy goal of macy's approval, especially since it is such a good match for you. you're lucky you happen to shop a lot at the store that has one of the best store cards bar none and while you REALLY may have better luck in store at some point, if you can't bring yourself to do the in store app then re-app on line when you're ready in a few, if they won't recon.
imo macy's is to store cards what pen fed platinum is to rewards cards, just in the sense that it is totally worth the process on your road to approval, even if there are hurdles along the way! and remember- you will ultimatley be approved if you keep trying and can continue to be patient i hope you'll reconsider veevee!
11-07-2009 03:52 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.