Reply
Regular Contributor
Posts: 129
Registered: ‎08-08-2009
0

I totally give up on Macy's

okay I applied back in Aug got denied for defaulting with their affilate company finally got the nerve to call the back door number. (I know should have done it sooner) and the rep totally blew me off and told me to go in the store and reapply when I asked if the app could be recon.  That was my second time applying no way Im gonna go to the store and get denied!! Oh well I totally give up on them I really shop their alot. ::smileysad:Still love their store.:smileyhappy:
Valued Member
Posts: 44
Registered: ‎05-12-2008
0

Re: I totally give up on Macy's

Really sorry that happened to ya VEE.

 

I might apply in December, I 'm hoping a Sears CO (citi) will drop off my TU report this month.  I could be wrong but I think Macy's is Citi-backed and I've never been approved for this card and I believe this is the reason...

EQ Fico - 677 CCT - 712
TU Fico - 692 CCT - 665
EX Fico - ??? CCT - 698
Valued Contributor
Posts: 1,540
Registered: ‎01-29-2008
0

Re: I totally give up on Macy's

Hi, if  I was in your situation I would not give up so easily.  Was the rep you spoke with a supervisor, if not you never know you could have been speaking to someone who just starting working there prehaps and does not know too much,  too bad you could not plead your case to someone that at one point in your life you fell on hard times and you defaulted on another company, but you shop at Macy's frequently and would like to be part of their family if there anything that can be done.  I wish you the best of luck

Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Senior Contributor
Posts: 3,684
Registered: ‎01-10-2008
0

Re: I totally give up on Macy's

nah, don't give up, why let a handful of unhelpful cs encounters distract you from a worthy goal of macy's approval, especially since it is such a good match for you.  you're lucky you happen to shop a lot at the store that has one of the best store cards bar none and while you REALLY may have better luck in store at some point, if you can't bring yourself to do the in store app then re-app on line when you're ready in a few, if they won't recon. 

 

imo macy's is to store cards what pen fed platinum is to rewards cards, just in the sense that it is totally worth the process on your road to approval, even if there are hurdles along the way! and remember- you will ultimatley be approved if you keep trying and can continue to be patient :smileyhappy:  i hope you'll reconsider veevee!

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Epic Contributor
Posts: 24,736
Registered: ‎10-23-2007
0

Re: I totally give up on Macy's

I would not give up, I would apply in store like they say, I have heard better responses from applying in store
Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
90 Cards and Counting :smileytongue:
Contributor
Posts: 91
Registered: ‎05-08-2009
0

Re: I totally give up on Macy's

Dont give up!!  I applied online the other day for xmas shopping and was approved for $600.  I had to call in to verify a new address but other than that it was easy.  I was too afraid to apply in store in person!  LOL

Starting Score: EQ: 590 TU: 599
Current Score: EQ: 642 TU: 683
Goal Score: 720 by 12/31/10


Take the FICO Fitness Challenge
Regular Contributor
Posts: 129
Registered: ‎08-08-2009
0

Re: I totally give up on Macy's

Thanxs you guys for the encouragement this forum totally rocks!!!       I'll  apply in person. I will give ya an update as soon as I do :smileyhappy:
Frequent Contributor
Posts: 368
Registered: ‎02-07-2008
0

Re: I totally give up on Macy's

We're pulling for you VeeVee!
"Knowledge is of no value unless you put it into practice."- Anton Chekhov
4/11 TU 743 4/11 EQ 763
Super Contributor
Posts: 5,759
Registered: ‎01-28-2008
0

Re: I totally give up on Macy's

Good luck!  Check your AAoA before adding more cards. 
Regular Contributor
Posts: 129
Registered: ‎08-08-2009
0

Re: I totally give up on Macy's

Thanks Jaysdad2k:smileyhappy:
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.