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I've app'd again! US Bank Flex Perks Select

Valued Contributor

I've app'd again! US Bank Flex Perks Select

I got the 7-10 day message--I am totally sensing a denial. And I know my credit report is not the picture of great credit health at this moment as it is not fully reflecting 2 paid off accounts and my UTIL is still listed at 22%...why the hell did I not wait...oh yea b/c I really want the CASH+ VISA by app'ing for Flex Perks Select. Don't worry...in the US bank service area...I'm just too lazy to go to the bank. Lol. We shall see what my denial letter says in a week!

As of 2017, rebuilding...
Message 1 of 6
5 REPLIES
Valued Contributor

Re: I've app'd again! US Bank Flex Perks Select


maiden_girl wrote:

I got the 7-10 day message--I am totally sensing a denial. And I know my credit report is not the picture of great credit health at this moment as it is not fully reflecting 2 paid off accounts and my UTIL is still listed at 22%...why the hell did I not wait...oh yea b/c I really want the CASH+ VISA by app'ing for Flex Perks Select. Don't worry...in the US bank service area...I'm just too lazy to go to the bank. Lol. We shall see what my denial letter says in a week!


You may get it Smiley Wink, give us an update soon.

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 2 of 6
Established Contributor

Re: I've app'd again! US Bank Flex Perks Select

7-10 days is pretty much standard for us bank. Just keep ringing up the app status line.
EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 3 of 6
Valued Contributor

Re: I've app'd again! US Bank Flex Perks Select

Good luck!
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 4 of 6
Super Contributor

Re: I've app'd again! US Bank Flex Perks Select

I got 7-10 days message when I applied for US Bank Cash+ six months ago.  It took two to three days to know the status. Good Luck.Let us know.

 

 

Ron.

Message 5 of 6
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Valued Contributor

Re: I've app'd again! US Bank Flex Perks Select

Any updates?

Message 6 of 6