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Frequent Contributor
dabrian
Posts: 336
Registered: ‎12-10-2012
0

I've joined NFCU, help please

Well I finally broke down and called NFCU and became a member but I'm a little apprehensive about what to do next.  My brother is active duty in the Army but is currently not a member of Navy Federal and that is why I'm nervous about moving my checking and savings over to them immediately.  I informed them over the phone about my brother not being a member and she said it wasn't a problem but she didn't even ask for his name.  Am I being over paronoid about this?

NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-4.5k/ Discover IT-11k/NCSECU-5k/Walmart-10k/Lowes-25k
Epic Contributor
Creditaddict
Posts: 20,884
Registered: ‎10-23-2007
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Re: I've joined NFCU, help please


dabrian wrote:

Well I finally broke down and called NFCU and became a member but I'm a little apprehensive about what to do next.  My brother is active duty in the Army but is currently not a member of Navy Federal and that is why I'm nervous about moving my checking and savings over to them immediately.  I informed them over the phone about my brother not being a member and she said it wasn't a problem but she didn't even ask for his name.  Am I being over paronoid about this?


Apply for a credit card and give it a month and the you should be clear if no questions still

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
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Frequent Contributor
JediNeo
Posts: 277
Registered: ‎11-22-2013
0

Re: I've joined NFCU, help please

When I applied over the phone they didn't ask for my sponsors info either. I've been s member for a little over a month now, and nothing has happened.
NFCU Cash Rewards $14,000, AMEX TE $12,400, Sallie Mae $7,500, WalMart MC $7,500 Target Red Visa $6,000, America Discount Tire $700

Last app 3/16/14. TU FICO 761 as of 10/11/14
New Contributor
Bluebonnet
Posts: 104
Registered: ‎07-16-2013
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Re: I've joined NFCU, help please


dabrian wrote:

Well I finally broke down and called NFCU and became a member but I'm a little apprehensive about what to do next.  My brother is active duty in the Army but is currently not a member of Navy Federal and that is why I'm nervous about moving my checking and savings over to them immediately.  I informed them over the phone about my brother not being a member and she said it wasn't a problem but she didn't even ask for his name.  Am I being over paronoid about this?


Nothing to worry about.  Your brother does not have to be a member of NFCU in order for you to be eligible.  The fact that he is active duty military and you are his sibling make you eligible - simple as that.  :smileyhappy:  I understand your concern, but if they do ask for verification at some point, you should be able to resolve it fairly quickly.  Not sure why the rep didn't ask for your brother's name but as long as what you're saying is true, then you should be just fine.  You could apply for a credit card without moving your primary checking and savings to them.  

I hope that helped.



Last app: 10/4/14
In the garden until Winter of 2016
Senior Contributor
baller4life
Posts: 3,599
Registered: ‎09-13-2013
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Re: I've joined NFCU, help please

Different reps say different things. It's funny. One told my Mom she could have her brother sponsor her since he's retired Air Force and he didn't have to be a member. Another told her he did. Smh! I'm in under my Dad who IS a member.


GARDENING: 10/21/14 - 10/1/15 EQ: 644 EX: 688 TU: 709
MY WALLET: $10k NFCU CASH REWARDS|$10k BOA CASH REWARDS|$10k DINER'S CLUB PREMIER
$9k AMEX DELTA|$7.5k NFCU PLATINUM MC|$7k DISCOVER IT|$5k AMAZON|$5k WALMART
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Frequent Contributor
credit-hunter
Posts: 305
Registered: ‎10-06-2013
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Re: I've joined NFCU, help please

[ Edited ]

Congrats on joining NFCU your brother is active duty you have nothing to worry about  APP AWAY..

Frequent Contributor
dabrian
Posts: 336
Registered: ‎12-10-2012
0

Re: I've joined NFCU, help please

Thanks. Yea no worries about my brother he is a captain in the Army. I even offered to give his name but she said it wasn't needed.
NFCU Sig Cash-20k/ Amex BCP-19.4k/ Amex Costco-1.2k/Chase Marriott-12k/CSP-13.4k/ Freedom-4.5k/ Discover IT-11k/NCSECU-5k/Walmart-10k/Lowes-25k
New Contributor
waiter
Posts: 116
Registered: ‎05-09-2013
0

Re: I've joined NFCU, help please

Dabrian...

 

Any update from you. Hows your NFCU membership going? did they give you hard time about membership?

 

Thank you.

Valued Contributor
Pupeitmeister
Posts: 1,161
Registered: ‎11-11-2013
0

Re: I've joined NFCU, help please


waiter wrote:

Dabrian...

 

Any update from you. Hows your NFCU membership going? did they give you hard time about membership?

 

Thank you.


http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/NFCU-Sig-cash-rewards-Visa-approval/m-p/29...

 

It doesn't look like they gave Dabrian any issues :smileyhappy:


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