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Hi everyone. I'm a junior in college with a responsible credit history and today I went fishing for a new card. Currently I have a student card from U.S. Bank with a limit of $500 dollars (Only charge netflix to it to keep it active) and a Citi Dividend with an $800 limit (main card at the moment). Today I applied for a Discover card and was granted a limit of $1500! I can't wait for my shiny, new Discover card to arrive.
Any tips for keeping Discover happy (besides PIF because I always do that)?
@Anonymous wrote:Hi everyone. I'm a junior in college with a responsible credit history and today I went fishing for a new card. Currently I have a student card from U.S. Bank with a limit of $500 dollars (Only charge netflix to it to keep it active) and a Citi Dividend with an $800 limit (main card at the moment). Today I applied for a Discover card and was granted a limit of $1500! I can't wait for my shiny, new Discover card to arrive.
Any tips for keeping Discover happy (besides PIF because I always do that)?
Congrats! Make charges on the card every month and PIF. In return, Discover will reward you with a CLI every three months.
Hey CollegeKid,
Congratz!
I am looking to apply for discover card myself but I am afraid my short credit history won't qualify. I have had a credit card for less than a year and a recent car loan. Anyhow, my FICO TU as of this week is 713. Can you share a bit more about your credit situation? I'd really appreciate it
@Anonymous wrote:Hi everyone. I'm a junior in college with a responsible credit history and today I went fishing for a new card. Currently I have a student card from U.S. Bank with a limit of $500 dollars (Only charge netflix to it to keep it active) and a Citi Dividend with an $800 limit (main card at the moment). Today I applied for a Discover card and was granted a limit of $1500! I can't wait for my shiny, new Discover card to arrive.
Any tips for keeping Discover happy (besides PIF because I always do that)?
Congrats! One of the things I love most about Discover is the ability to get new cards in new designs ANY time you want and as many as you want! I already have 4 different designs. They kind of encourage it! If you're interested in that, there will be a link to select a new card design when you register at their website. Which Discover card did you go with?
I just went for the regular, silver design.
There isn't too much to say about my credit history. I've only applied for 3 cards (including Discover) and I've always been approved. I PIF all my cards and have never exceeded the limit. The only other things that could affect my CBR would be my comcast and electricity bills.
@Anonymous wrote:I just went for the regular, silver design.
There isn't too much to say about my credit history. I've only applied for 3 cards (including Discover) and I've always been approved. I PIF all my cards and have never exceeded the limit. The only other things that could affect my CBR would be my comcast and electricity bills.
I have the black glow design...who needs AMEX or Visa's black card with high AF's.