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Frequent Contributor
Posts: 367
Registered: ‎09-01-2008
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I waaaaant a Citi Upromise!!

But I have 3 collections and 2 charge-offs.

 

::: sigh :::

 

Anyone have this sucker?  Do you like it?

 

 

 

NFCU Flagship Rewards Visa $25k, USAA MC $3.5k, USAA Amex $3.5k
Established Contributor
Posts: 536
Registered: ‎08-26-2008
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Re: I waaaaant a Citi Upromise!!

[ Edited ]
On another website, people are saying that a letter is going out to Upromise customers saying that BofA is going to issue the Upromise MasterCard now instead of Citi.

Here's a quote:

"The letter says that the program is ending March 2009, but then goes on to say that your have 2 options. Option 1 is to use your card between 11/1-11/30/08, call, or return the bottom little form by 11/30/08. Option 1 gets you the BofA card. Option 2 is to not use your card after 10/31/08 or call Citi before 11/30/08 and tell them you want a replacement Citi card. Option 2 keeps you with Citi.

I don't know if they will pull a new report if you go with BofA. The letter I got did not state if you have to qualify or not."
Message Edited by MojaveMoon on 10-04-2008 01:13 AM
Established Contributor
Posts: 536
Registered: ‎08-26-2008
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Re: I waaaaant a Citi Upromise!!

Here's a follow-up post that that person made:

"I decided to stick with Citi. Just made the phone call. It's all automated. I'll probably just eventually combine it with one of my other Citi cards."
Frequent Contributor
Posts: 401
Registered: ‎05-01-2007
0

Re: I waaaaant a Citi Upromise!!

I have a Upromise Citicard. I have not receive that letter yet. All i get on a monthly is just the statement nothing else. Guess i have to look out for this one.
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
Frequent Contributor
Posts: 367
Registered: ‎09-01-2008
0

Re: I waaaaant a Citi Upromise!!


niecey89 wrote:
I have a Upromise Citicard. I have not receive that letter yet. All i get on a monthly is just the statement nothing else. Guess i have to look out for this one.

 

What scores did you have when you got it (if you remember)?  Did you have any serious derogs?

 

Thanks!

NFCU Flagship Rewards Visa $25k, USAA MC $3.5k, USAA Amex $3.5k
Frequent Contributor
Posts: 401
Registered: ‎05-01-2007
0

Re: I waaaaant a Citi Upromise!!

It might have been close to 600 really not sure. I had some paid collections and my slow payments with my sallie mae. At the time I only had my 2 capital ones with 500 limits.
FICO Scores 7/15/2008: EQ 600, TU 546, EX 490
9/17/08 - TU 571,12/17/08 649,3/16/09 638, 6/14 642
ScoreWatch 12/17/08 EQ 646, 1/2/ 09 664, 2/2/09 684,2/12/09 673, 2/16/09 688, 2/27 674,3/3 682,4/16 685, 6/28 679
1/2/09 EX 668 2/13/09 669
AS of NOV08 I am Credit card debit free. I AM A MYFICO.COM ADDICTED Smiley Happy ~
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