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I walked out of the garden today, now I am running back!

Valued Contributor

I walked out of the garden today, now I am running back!

So, I hit my 3 month mark in the garden. I could no longer resist the temptation.

I applied for 2 cards.

#1 Citi Prestige - Instant approval $11,000

#2 CSP - 7-10 day message

 

I called Chase to offer them any additional information they might need for approval. 

 

Result - DENIED - Reason stated, Forclosure is still showing on my report from 2009. This is my second try for the CSP, I guess I will have to wait until the foreclosure drops off of my report. 

 

But, I am happy with the starting limit for the Citi Prestige. All in all its been a good week. See you all back in the garden. 

*8/10/13
47 REPLIES
Valued Contributor

Re: I walked out of the garden today, now I am running back!

Bummer on the CSP. Congrats on your Citi and the nice CL! 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Valued Contributor

Re: I walked out of the garden today, now I am running back!

Congrats on the Citi approval, Nice CLSmiley Happy

Sorry about ChaseSmiley Sad


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Valued Contributor

Re: I walked out of the garden today, now I am running back!

Thank You!!!

I have come to the conclusion that Chase HATES me!! LOL

*8/10/13
Valued Contributor

Re: I walked out of the garden today, now I am running back!


dodfire wrote:

Thank You!!!

I have come to the conclusion that Chase HATES me!! LOL


Don't worry, you'll have them begging you when the time is rightSmiley LOL


Starting Score TU 667 EQ 663 EX 655
Current Score TU 778 EQ 776 EX 781 Last Update 4/2016
Garden Club 04/10/2013
Valued Contributor

Re: I walked out of the garden today, now I am running back!


asphaltcowboy wrote:

dodfire wrote:

Thank You!!!

I have come to the conclusion that Chase HATES me!! LOL


Don't worry, you'll have them begging you when the time is rightSmiley LOL


I know you are right. It just burns me up that I have been banking with them forever and cant even get a card with them.

*8/10/13
Super Contributor

Re: I walked out of the garden today, now I am running back!


dodfire wrote:

So, I hit my 3 month mark in the garden. I could no longer resist the temptation.

I applied for 2 cards.

#1 Citi Prestige - Instant approval $11,000

#2 CSP - 7-10 day message

 

I called Chase to offer them any additional information they might need for approval. 

 

Result - DENIED - Reason stated, Forclosure is still showing on my report from 2009. This is my second try for the CSP, I guess I will have to wait until the foreclosure drops off of my report. 

 

But, I am happy with the starting limit for the Citi Prestige. All in all its been a good week. See you all back in the garden. 


Turn my back for one minute and another escapee Smiley LOL

Congrats on the Citi with the great limit sorry about the chase 

Oh and by the way my seedling is not the lowest one now ha ha ha 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor

Re: I walked out of the garden today, now I am running back!

HAHA yea you are right...my seedling has not even made it in the dirt yet...Im like 1.5 hours in the garden now!!! HAHA Smiley Happy

*8/10/13
Senior Contributor

Re: I walked out of the garden today, now I am running back!

Congrats on the Citi approaval.  Sorry about the CSP.  

 

Did they give an indication how long the foreclosure would continue to be a deciding factor?

Mega Contributor

Re: I walked out of the garden today, now I am running back!


dodfire wrote:

So, I hit my 3 month mark in the garden. I could no longer resist the temptation.

I applied for 2 cards.

#1 Citi Prestige - Instant approval $11,000

#2 CSP - 7-10 day message

 

I called Chase to offer them any additional information they might need for approval. 

 

Result - DENIED - Reason stated, Forclosure is still showing on my report from 2009. This is my second try for the CSP, I guess I will have to wait until the foreclosure drops off of my report. 

 

But, I am happy with the starting limit for the Citi Prestige. All in all its been a good week. See you all back in the garden. 


CONGRATS!!! Smiley Happy 

 

1-2 is not ba and WTG on stopping there!




EQ FICO 548 3/3/16